Calculate your NJ take-home pay after federal and state withholdings
Weekly
Bi-weekly
Semi-monthly
Monthly
Single
Married / Joint
Your Estimated NJ Pay Stub Summary
Gross Pay:$0.00
Federal Income Tax:-$0.00
Social Security (6.2%):-$0.00
Medicare (1.45%):-$0.00
NJ State Income Tax:-$0.00
NJ SUI / DI / FLI:-$0.00
Net Pay (Take-Home):$0.00
Understanding Your New Jersey Paycheck
Calculating your take-home pay in New Jersey requires accounting for federal taxes, FICA, and specific state-level deductions. NJ has a progressive income tax system and mandatory contributions to state insurance programs.
New Jersey Gross Income Tax Brackets
New Jersey's state tax rates vary based on your income level. For single filers, the rates typically follow these ranges:
1.4% on the first $20,000
1.75% for $20,001 – $35,000
3.5% for $35,001 – $40,000
5.525% for $40,001 – $75,000
6.37% for $75,001 – $500,000
10.75% for over $1,000,000
NJ Mandatory Employee Deductions
Unlike many other states, NJ employees must contribute to several state funds:
SUI (State Unemployment Insurance): Used to provide temporary relief for workers who lose their jobs.
DI (Disability Insurance): Provides benefits for non-work-related illnesses or injuries.
FLI (Family Leave Insurance): Covers leave taken to care for family members or bond with a new child.
Example Calculation
If you earn a gross salary of $5,000 bi-weekly ($130,000 annually) as a single filer in NJ, your pay stub will typically show roughly $900 in Federal Tax, $380 in FICA, $260 in NJ State Tax, and small amounts for NJ SUI/FLI, leaving you with approximately $3,400 in net pay.