Massachusetts Paycheck Calculator
Calculate your 2024 take-home pay after MA state taxes and PFML deductions.
Weekly
Bi-Weekly
Semi-Monthly
Monthly
Annually
Single
Married Filing Jointly
Estimated Paycheck Breakdown
Gross Pay:
Federal Income Tax (Est):
FICA (Soc Sec + Medicare):
MA State Tax (5.0%):
MA PFML (0.318%):
Pre-tax Deductions:
Net Take-Home Pay:
Understanding Massachusetts Paycheck Deductions
Calculating your take-home pay in Massachusetts requires looking at federal, state, and specific local mandates. This tool accounts for the 2024 tax rates to give you a clear picture of what ends up in your bank account.
1. Massachusetts Flat Income Tax
Unlike the federal government, Massachusetts uses a flat income tax rate of 5.0% for most income. While there was a recent "Millionaire's Tax" surtax added for income over $1 million, the vast majority of residents pay the 5% flat rate on their earnings.
2. MA Paid Family and Medical Leave (PFML)
Massachusetts workers contribute to the PFML program. For 2024, the employee contribution for most workers is 0.318% of eligible wages. This is a mandatory deduction that allows residents to take paid leave for family or medical reasons.
3. Federal Taxes and FICA
Your paycheck also includes federal obligations:
- FICA: 6.2% for Social Security and 1.45% for Medicare.
- Federal Income Tax: Progressive brackets ranging from 10% to 37% based on your taxable income and filing status.
Example Calculation
If you earn $60,000 annually in MA and file as Single:
- Monthly Gross: $5,000
- State Tax (5%): $250.00
- PFML (0.318%): $15.90
- FICA: $382.50
- Estimated Fed Tax: ~$500 – $600 (Depending on standard deduction)