Paycheck Calculator Michigan

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Michigan Paycheck & Take-Home Pay Calculator

Calculate your net pay after Michigan state taxes, city taxes, and federal withholdings.

Weekly Bi-weekly Semi-monthly Monthly Annually
Single Married / Joint
None Detroit Resident (2.4%) Detroit Non-Resident (1.2%) Grand Rapids / Saginaw (1.5%) Lansing / Flint / Pontiac (1.0%) Other MI Cities (0.5%)
Gross Pay (per period):
Federal Income Tax:
Social Security (6.2%):
Medicare (1.45%):
Michigan State Tax (4.25%):
City Income Tax:
Net Take-Home Pay:

How to Use the Michigan Paycheck Calculator

Understanding your take-home pay in the Great Lakes State involves navigating federal regulations, a flat state income tax, and unique city-level taxes. This tool simplifies that process by accounting for Michigan's specific 2024 tax rules.

Step 1: Enter your Gross Pay and select how often you get paid (e.g., Bi-weekly).
Step 2: Choose your federal filing status, as this determines your standard deduction.
Step 3: Select your Michigan Personal Exemptions. For 2024, each exemption reduces your Michigan taxable income by $5,600 annually.
Step 4: Select your city if you live or work in a municipality like Detroit or Grand Rapids that levies a local income tax.

Michigan State Income Tax Overview

Michigan is one of the few states with a flat income tax rate. As of 2024, the Michigan individual income tax rate is 4.25%. Unlike the federal government, Michigan does not use progressive brackets; everyone pays the same percentage on their taxable income after exemptions are applied.

Example Calculation

Let's look at an individual earning $60,000 annually living in Grand Rapids, filing as Single with 1 Michigan exemption:

  • Gross Annual: $60,000
  • Michigan Exemption: -$5,600 (Taxable MI Income: $54,400)
  • MI State Tax (4.25%): $2,312
  • City Tax (1.5%): $900
  • FICA (7.65%): $4,590
  • Federal Tax (Estimated): ~$5,300
  • Total Annual Take-Home: ~$46,898 (approx. $1,803 bi-weekly)

Common Michigan City Tax Rates

Michigan allows cities to levy their own income taxes. If you live and work in different cities that both have income taxes, you typically pay the resident rate to your home city. Common rates include:

  • Detroit: 2.4% for residents, 1.2% for non-residents.
  • Grand Rapids, Saginaw, Highland Park: 1.5% for residents.
  • Lansing, Flint, Pontiac, Battle Creek: 1.0% for residents.
function calculateMichiganPay() { var grossInput = parseFloat(document.getElementById('grossPay').value); var frequency = parseFloat(document.getElementById('payFrequency').value); var filingStatus = document.getElementById('filingStatus').value; var miExemptions = parseFloat(document.getElementById('miExemptions').value) || 0; var cityRate = parseFloat(document.getElementById('cityTaxRate').value); var preTax = parseFloat(document.getElementById('preTaxDeductions').value) || 0; if (isNaN(grossInput) || grossInput 609350) fedTax += (taxableMinusStd – 609350) * 0.37 + 183647; else if (taxableMinusStd > 243725) fedTax += (taxableMinusStd – 243725) * 0.35 + 55678.5; else if (taxableMinusStd > 191950) fedTax += (taxableMinusStd – 191950) * 0.32 + 39110.5; else if (taxableMinusStd > 100525) fedTax += (taxableMinusStd – 100525) * 0.24 + 17168.5; else if (taxableMinusStd > 47150) fedTax += (taxableMinusStd – 47150) * 0.22 + 5608.5; else if (taxableMinusStd > 11600) fedTax += (taxableMinusStd – 11600) * 0.12 + 1160; else fedTax += taxableMinusStd * 0.10; } else { if (taxableMinusStd > 731200) fedTax += (taxableMinusStd – 731200) * 0.37 + 177597; else if (taxableMinusStd > 487450) fedTax += (taxableMinusStd – 487450) * 0.35 + 92334.5; else if (taxableMinusStd > 383900) fedTax += (taxableMinusStd – 383900) * 0.32 + 59238.5; else if (taxableMinusStd > 201050) fedTax += (taxableMinusStd – 201050) * 0.24 + 32585.5; else if (taxableMinusStd > 94300) fedTax += (taxableMinusStd – 94300) * 0.22 + 12510.5; else if (taxableMinusStd > 23200) fedTax += (taxableMinusStd – 23200) * 0.12 + 2320; else fedTax += taxableMinusStd * 0.10; } // FICA var socialSecurity = Math.min(annualGross, 168600) * 0.062; var medicare = annualGross * 0.0145; // Michigan State Tax (4.25% flat, $5600 exemption) var miExemptionTotal = miExemptions * 5600; var annualMiTax = Math.max(0, (annualGross – annualPreTax – miExemptionTotal) * 0.0425); // City Tax var annualCityTax = (annualGross – annualPreTax) * cityRate; // Period Totals var pFed = fedTax / displayFreq; var pSS = socialSecurity / displayFreq; var pMed = medicare / displayFreq; var pState = annualMiTax / displayFreq; var pCity = annualCityTax / displayFreq; var pNet = periodGross – pFed – pSS – pMed – pState – pCity – preTax; // Display document.getElementById('resGross').innerText = "$" + periodGross.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2}); document.getElementById('resFed').innerText = "-$" + pFed.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2}); document.getElementById('resSS').innerText = "-$" + pSS.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2}); document.getElementById('resMed').innerText = "-$" + pMed.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2}); document.getElementById('resState').innerText = "-$" + pState.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2}); document.getElementById('resCity').innerText = "-$" + pCity.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2}); document.getElementById('resNet').innerText = "$" + pNet.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2}); document.getElementById('miResults').style.display = 'block'; }

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