North Dakota Paycheck Calculator
Calculate your estimated take-home pay for a paycheck in North Dakota.
Weekly
Bi-Weekly (Every 2 weeks)
Semi-Monthly (Twice a month)
Monthly
Enter the total amount withheld for federal income tax per paycheck.
Typically 0% for employees. Check your pay stub.
Estimated Net Pay:
$0.00
Understanding Your North Dakota Paycheck
This calculator helps you estimate your take-home pay (net pay) after all deductions are taken from your gross salary. Understanding these deductions is crucial for financial planning. North Dakota, like other states, has specific tax regulations.
Key Components of Your Paycheck:
- Gross Pay: This is your total salary or wages earned before any taxes or deductions are taken out. It's the figure typically agreed upon in your employment contract.
- Federal Income Tax: This is a progressive tax levied by the U.S. federal government. The amount withheld is based on your W-4 form, which considers your filing status, number of dependents, and any additional withholding you elect.
- Social Security Tax: This tax funds the Social Security program, providing retirement, disability, and survivor benefits. The rate is fixed at 6.2% of your gross pay up to an annual wage limit (which changes yearly).
- Medicare Tax: This tax funds Medicare, the federal health insurance program for seniors and individuals with disabilities. The rate is 1.45% of your gross pay. There is no wage limit for Medicare tax.
- State Income Tax: North Dakota does not have a state income tax. This simplifies your paycheck calculations as you don't need to account for state income tax withholding.
- North Dakota Unemployment Tax (Employee Portion): In most cases, employees do not contribute to state unemployment tax. This is typically paid by the employer. However, it's always good to verify this on your pay stub. If there is an employee portion, it will be deducted here.
- Other Deductions: This category includes voluntary deductions such as health insurance premiums, retirement plan contributions (like 401(k) or 403(b)), life insurance, union dues, and other benefits or garnishments.
How the Calculator Works:
The calculator takes your Gross Pay and subtracts the mandatory taxes and any additional deductions you enter.
- Calculate FICA Taxes:
- Social Security: Gross Pay * 6.2%
- Medicare: Gross Pay * 1.45%
- Add Other Deductions: Sum up the ND Unemployment Tax (if applicable) and 'Other Deductions'.
- Calculate Net Pay:
Net Pay = Gross Pay - Federal Income Tax Withholding - Social Security Tax - Medicare Tax - ND Unemployment Tax - Other Deductions
The Pay Frequency is used for context and to help estimate annual income, but the primary calculation is based on the gross pay per paycheck entered.
Example Calculation:
Let's assume:
- Gross Pay (per paycheck): $2,000.00
- Pay Frequency: Bi-Weekly
- Federal Income Tax Withholding: $150.00
- ND Unemployment Tax: $0.00
- Other Deductions (Health Insurance, 401k): $100.00
Calculations:
- Social Security Tax: $2,000.00 * 0.062 = $124.00
- Medicare Tax: $2,000.00 * 0.0145 = $29.00
- Total Deductions = $150.00 (Federal) + $124.00 (SS) + $29.00 (Medicare) + $0.00 (ND Unemp.) + $100.00 (Other) = $403.00
- Net Pay = $2,000.00 – $403.00 = $1,597.00
Therefore, the estimated net pay for this paycheck would be $1,597.00.
Disclaimer: This calculator provides an estimate only. Actual net pay may vary based on specific tax laws, changes in withholding, and employer calculations. Consult your pay stub or a tax professional for exact figures.