Texas Hourly Paycheck Calculator
Calculate your take-home pay with no state income tax
Single
Married Filing Jointly
Weekly Pay Summary
| Gross Weekly Pay: | $0.00 |
| FICA (Soc. Sec + Medicare): | -$0.00 |
| Federal Income Tax: | -$0.00 |
| TX State Income Tax: | $0.00 (Tax Free) |
| Deductions: | -$0.00 |
| Estimated Net Pay: | $0.00 |
Understanding Your Texas Hourly Paycheck
Texas is one of the few states in the U.S. that does not impose a state income tax. This means your "take-home pay" or net pay is generally higher in the Lone Star State compared to states like California or New York. However, you are still responsible for Federal Income Tax and FICA taxes.
Key Components of the Texas Paycheck
- Gross Pay: This is the total amount you earn before any taxes or deductions are removed. For hourly workers, this is your hourly rate multiplied by hours worked.
- FICA (Federal Insurance Contributions Act): This includes Social Security (6.2%) and Medicare (1.45%). Almost every worker pays this total of 7.65% on their earnings.
- Federal Income Tax: The IRS collects this based on your annual income projection and your filing status. The U.S. uses a progressive tax bracket system.
- Deductions: These are amounts taken out for things like employer-sponsored health insurance or 401(k) retirement contributions.
Example Calculation
If you work 40 hours per week at a rate of $20.00 per hour in Texas:
- Gross Pay: 40 x $20 = $800.00 per week.
- FICA Tax: $800 x 7.65% = $61.20.
- Federal Tax: Assuming single filing status and standard deductions, roughly $50.00 might be withheld.
- Texas State Tax: $0.00.
- Net Pay: $800 – $61.20 – $50.00 = $688.80.
Why use a Texas-specific calculator?
Because Texas has no state tax, generic calculators often default to adding a state tax percentage. Using a specific tool for Texas ensures you aren't overestimating your tax burden. Remember that while there is no state income tax, Texas does have higher-than-average property taxes and standard sales taxes which vary by city.