Payroll Gross to Net Calculator
:root {
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–success-green: #28a745;
–light-background: #f8f9fa;
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–text-color: #333;
–label-color: #555;
}
body {
font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
line-height: 1.6;
color: var(–text-color);
background-color: #fff;
margin: 0;
padding: 20px;
}
.loan-calc-container {
max-width: 800px;
margin: 30px auto;
padding: 30px;
background-color: #fff;
border: 1px solid var(–border-color);
border-radius: 8px;
box-shadow: 0 2px 10px rgba(0, 0, 0, 0.05);
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h1, h2 {
color: var(–primary-blue);
text-align: center;
margin-bottom: 20px;
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.input-section, .result-section {
margin-bottom: 30px;
padding: 25px;
background-color: var(–light-background);
border: 1px solid var(–border-color);
border-radius: 6px;
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.input-group {
margin-bottom: 20px;
display: flex;
flex-direction: column;
}
.input-group label {
display: block;
margin-bottom: 8px;
font-weight: bold;
color: var(–label-color);
}
.input-group input[type="number"],
.input-group input[type="text"],
.input-group select {
padding: 12px 15px;
border: 1px solid var(–border-color);
border-radius: 4px;
font-size: 1rem;
box-sizing: border-box; /* Ensures padding doesn't affect width */
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.input-group input[type="number"]:focus,
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.input-group select:focus {
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color: white;
padding: 12px 20px;
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font-size: 1.1rem;
cursor: pointer;
transition: background-color 0.3s ease;
width: 100%;
margin-top: 10px;
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button:hover {
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.result-display {
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color: white;
padding: 20px;
border-radius: 5px;
text-align: center;
margin-top: 10px;
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.result-display h3 {
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.result-display p {
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.explanation {
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padding: 30px;
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/* Responsive adjustments */
@media (max-width: 768px) {
.loan-calc-container {
padding: 20px;
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.input-group {
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button {
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}
Payroll Gross to Net Calculator
Understanding Your Payroll: Gross to Net
Calculating your net pay (the amount you actually take home) from your gross pay involves several steps. Your gross pay is your total earnings before any deductions are taken out. Net pay is what remains after all mandatory taxes and voluntary deductions are subtracted.
Key Terms:
- Gross Pay: The total income earned before any deductions. This can be an annual salary, hourly wage multiplied by hours worked, or commission-based earnings.
- Federal Income Tax: A tax levied by the U.S. federal government based on your income bracket and filing status. Rates vary.
- State Income Tax: A tax levied by your state government. Not all states have an income tax. Rates vary significantly by state.
- Social Security Tax: A federal tax that funds retirement, disability, and survivor benefits. The rate is typically 6.2% on earnings up to a certain annual limit (which changes each year).
- Medicare Tax: A federal tax that funds healthcare for seniors and people with disabilities. The rate is typically 1.45% on all earnings.
- Other Deductions: These are non-tax deductions, which can include things like health insurance premiums, retirement contributions (like 401k or pension plans), union dues, and wage garnishments.
- Net Pay: Your take-home pay after all taxes and deductions have been subtracted from your gross pay.
How the Calculator Works:
This calculator uses a simplified model to estimate your net pay. It takes your provided Gross Pay and subtracts:
- Calculated Federal Income Tax (Gross Pay * Federal Tax Rate / 100)
- Calculated State Income Tax (Gross Pay * State Tax Rate / 100)
- Calculated Social Security Tax (Gross Pay * Social Security Tax Rate / 100)
- Calculated Medicare Tax (Gross Pay * Medicare Tax Rate / 100)
- Any Other Deductions you specify.
The formula is:
Net Pay = Gross Pay - (Federal Tax) - (State Tax) - (Social Security Tax) - (Medicare Tax) - (Other Deductions)
Disclaimer: This calculator provides an estimation for informational purposes only. Actual net pay can vary based on your specific tax situation, tax brackets, filing status, dependents, additional state/local taxes, and specific plan details for deductions. Consult with a tax professional or your HR department for precise figures.
function calculateNetPay() {
var grossPay = parseFloat(document.getElementById("grossPay").value);
var taxRate = parseFloat(document.getElementById("taxRate").value);
var stateTaxRate = parseFloat(document.getElementById("stateTaxRate").value);
var socialSecurityRate = parseFloat(document.getElementById("socialSecurityRate").value);
var medicareRate = parseFloat(document.getElementById("medicareRate").value);
var otherDeductions = parseFloat(document.getElementById("otherDeductions").value);
var resultElement = document.getElementById("result").getElementsByTagName("p")[0];
// Input validation
if (isNaN(grossPay) || grossPay < 0) {
resultElement.textContent = "Please enter a valid Gross Pay.";
return;
}
if (isNaN(taxRate) || taxRate 100) {
resultElement.textContent = "Please enter a valid Federal Tax Rate (0-100%).";
return;
}
if (isNaN(stateTaxRate) || stateTaxRate 100) {
resultElement.textContent = "Please enter a valid State Tax Rate (0-100%).";
return;
}
if (isNaN(socialSecurityRate) || socialSecurityRate 100) {
resultElement.textContent = "Please enter a valid Social Security Rate (0-100%).";
return;
}
if (isNaN(medicareRate) || medicareRate 100) {
resultElement.textContent = "Please enter a valid Medicare Rate (0-100%).";
return;
}
if (isNaN(otherDeductions) || otherDeductions < 0) {
resultElement.textContent = "Please enter a valid Other Deductions amount.";
return;
}
var federalTaxAmount = grossPay * (taxRate / 100);
var stateTaxAmount = grossPay * (stateTaxRate / 100);
var socialSecurityAmount = grossPay * (socialSecurityRate / 100);
var medicareAmount = grossPay * (medicareRate / 100);
var totalDeductions = federalTaxAmount + stateTaxAmount + socialSecurityAmount + medicareAmount + otherDeductions;
var netPay = grossPay – totalDeductions;
// Format the net pay to two decimal places
var formattedNetPay = netPay.toLocaleString(undefined, { minimumFractionDigits: 2, maximumFractionDigits: 2 });
resultElement.textContent = "$" + formattedNetPay;
}