Recipe Serving Calculator

Reviewed by: David Chen, CFA Financial Systems Analyst & Payments Specialist

Accurately estimate your transaction costs with our Stripe Fees Calculator. Whether you are a small business owner or an e-commerce giant, understanding the impact of processing fees on your net revenue is crucial for pricing and profit margins.

Stripe Fees Calculator

Stripe Fees Calculator Formula

Fee = (Amount × Rate%) + Fixed Fee
Net = Amount – Fee

Source: Official Stripe Pricing Reference

Variables:

• Amount to Charge: The gross sale price you intend to charge your customer.
• Stripe Fee (%): The percentage of the transaction taken by Stripe (Standard US is 2.9%).
• Fixed Fee: The flat dollar amount charged per successful transaction (Standard US is $0.30).

Related Calculators

• PayPal Fee Calculator
• Square Payment Calculator
• Merchant Margin Calculator
• E-commerce Profit Calculator

What is Stripe Fees Calculator?

A Stripe Fees Calculator is a financial tool designed to help merchants determine exactly how much they will pay in processing fees for every transaction. Stripe typically uses a “pay-as-you-go” pricing model, which combines a percentage of the total volume and a flat fee.

By using this tool, business owners can also calculate the Reverse Fee—the exact amount they need to charge a customer in order to receive a specific net amount after all deductions.

How to Calculate Stripe Fees (Example)

If you sell a product for $100.00 using the standard US rate (2.9% + $0.30):

1. Multiply the amount by the percentage: $100 × 0.029 = $2.90.
2. Add the fixed fee: $2.90 + $0.30 = $3.20.
3. Subtract the total fee from the original amount: $100 – $3.20 = $96.80.

Frequently Asked Questions (FAQ)

Does Stripe charge for failed payments? No, Stripe typically only charges fees for successful transactions. However, dispute fees may apply if a customer files a chargeback. Are Stripe fees the same globally? No. Fees vary by country and whether the card used is domestic or international. For example, European cards often have lower rates than US cards. What is the “Reverse Fee” calculation? The reverse fee tells you how much to bill to get a specific net payout. Formula: (Desired Net + Fixed Fee) / (1 – Rate Percentage). Can I get a discount on Stripe fees? High-volume businesses (processing over $100k/month) can often negotiate custom pricing directly with Stripe’s sales team.