The expected annual rate of return on your savings.
Annually
Semi-Annually
Quarterly
Monthly
Daily
How often interest is calculated and added to your balance.
The total number of years you plan to invest.
Your Savings Projection
—
Total Contributions: —
Total Interest Earned: —
Projected Final Balance: —
The future value is calculated using the compound interest formula, considering regular contributions.
Savings Growth Over Time
Savings Projection Table
Year
Starting Balance
Contributions
Interest Earned
Ending Balance
What is a Savings Deposit Calculator?
A savings deposit calculator, often referred to as a future value calculator or compound interest calculator, is an essential online tool designed to help individuals estimate the potential growth of their savings over time. It takes into account several key variables: your initial deposit, any regular contributions you plan to make, the annual interest rate offered by the financial institution or investment, the frequency at which interest is compounded, and the total duration of your investment period. By inputting these figures, the calculator provides a projected future value of your savings, offering a clear financial outlook.
Who Should Use It?
Anyone looking to understand how their money can grow through saving and investing should utilize a savings deposit calculator. This includes:
Individuals saving for specific goals: Whether it's a down payment on a house, a new car, a vacation, or retirement, this calculator helps set realistic timelines and contribution amounts.
New investors: It provides a basic understanding of compound interest and how consistent saving can lead to significant wealth accumulation.
Students: To learn about financial planning and the power of early saving.
Anyone comparing savings accounts or investment options: It allows for quick comparisons of different interest rates and compounding frequencies.
Common Misconceptions
Several misconceptions surround savings and compound interest:
"Compound interest only benefits the wealthy": Compound interest works for everyone, regardless of the initial amount. The earlier you start, the more powerful it becomes.
"Interest rates are fixed forever": Many savings accounts and investments have variable rates that can change over time, impacting your projected growth.
"Saving is too slow to make a difference": While it might seem slow initially, consistent contributions combined with compounding can lead to substantial sums over the long term.
"Calculators are always perfectly accurate": These calculators provide projections based on the inputs. They don't account for taxes, inflation, fees, or potential market fluctuations, which can affect actual returns.
Savings Deposit Calculator Formula and Mathematical Explanation
The core of the savings deposit calculator lies in the principle of compound interest, enhanced by the addition of regular contributions. The formula used is a variation of the future value of an annuity formula combined with the future value of a lump sum.
Step-by-Step Derivation
Let's break down the calculation:
Future Value of Initial Deposit (Lump Sum): This part calculates how much the initial deposit will grow based on compound interest. The formula is:
$FV_{lump} = P (1 + r/n)^{nt}$
Where:
$P$ = Principal amount (Initial Deposit)
$r$ = Annual interest rate (as a decimal)
$n$ = Number of times interest is compounded per year
$t$ = Number of years the money is invested
Future Value of Regular Contributions (Annuity): This part calculates the future value of all the monthly (or periodic) contributions. The formula for the future value of an ordinary annuity is:
$FV_{annuity} = C \times \frac{((1 + r/n)^{nt} – 1)}{(r/n)}$
Where:
$n$ = Number of times interest is compounded per year
$t$ = Number of years the money is invested
Total Future Value: The total projected savings is the sum of the future value of the initial deposit and the future value of the regular contributions.
$Total FV = FV_{lump} + FV_{annuity}$
$Total FV = P (1 + r/n)^{nt} + C \times \frac{((1 + r/n)^{nt} – 1)}{(r/n)}$
Variable Explanations
Here's a breakdown of the variables used in the savings deposit calculator:
Variable
Meaning
Unit
Typical Range
Initial Deposit ($P$)
The lump sum amount initially deposited into the savings account or investment.
Currency (e.g., USD, EUR)
$0 – 1,000,000+
Monthly Contribution ($C$)
The fixed amount added to the savings on a regular basis (usually monthly).
Currency (e.g., USD, EUR)
$0 – 10,000+
Annual Interest Rate ($r$)
The yearly rate of return on the savings, expressed as a percentage.
Percent (%)
0.01% – 20%+ (depends on account type/risk)
Compounding Frequency ($n$)
How often the interest earned is added back to the principal, allowing it to earn interest itself.
The total length of time the money is expected to remain saved or invested.
Years
1 – 50+
Total Contributions
The sum of all initial deposits and regular contributions made over the investment period.
Currency
Calculated
Total Interest Earned
The total amount of interest accumulated over the investment period.
Currency
Calculated
Projected Final Balance
The estimated total value of the savings at the end of the investment period.
Currency
Calculated
Practical Examples (Real-World Use Cases)
Let's illustrate how the savings deposit calculator can be used with practical scenarios:
Example 1: Saving for a Down Payment
Sarah wants to save for a down payment on a house in 5 years. She has $10,000 saved already and plans to contribute $500 each month. She found a high-yield savings account offering an 4.5% annual interest rate, compounded monthly.
Financial Interpretation: Sarah's consistent saving and the power of compounding will add over $5,000 to her initial savings, bringing her closer to her down payment goal. This projection helps her confirm if her timeline and savings plan are on track.
Example 2: Long-Term Retirement Growth
John is 30 years old and wants to estimate his retirement savings by age 65. He starts with $25,000 in an investment account and plans to contribute $300 per month. He anticipates an average annual return of 7% over the long term, compounded annually.
Projected Final Balance: Approximately $392,878.90
Financial Interpretation: This example highlights the significant impact of long-term compounding. John's initial $25,000 and consistent $300 monthly contributions grow to nearly $400,000 over 35 years, with the majority of the final balance coming from earned interest. This reinforces the importance of starting early for retirement planning.
How to Use This Savings Deposit Calculator
Using our savings deposit calculator is straightforward. Follow these simple steps to get your personalized savings projection:
Step-by-Step Instructions
Enter Initial Deposit: Input the amount of money you are starting with in your savings account or investment.
Add Monthly Contribution: Specify the amount you plan to deposit regularly (e.g., monthly). If you don't plan to add more funds, enter 0.
Input Annual Interest Rate: Enter the expected annual interest rate as a percentage (e.g., 4.5 for 4.5%).
Select Compounding Frequency: Choose how often the interest is calculated and added to your balance from the dropdown menu (Annually, Semi-Annually, Quarterly, Monthly, Daily).
Specify Investment Duration: Enter the total number of years you intend to keep the money saved or invested.
Click 'Calculate Savings': Once all fields are filled, click the button to see your projected results.
How to Read Results
After clicking 'Calculate Savings', you will see:
Main Highlighted Result (Projected Final Balance): This is the most prominent number, showing the estimated total value of your savings at the end of the specified period.
Total Contributions: This shows the sum of your initial deposit plus all the regular contributions you made over the years.
Total Interest Earned: This figure represents the total amount of money generated purely from interest and compounding.
Savings Projection Table: A year-by-year breakdown of your savings growth, showing starting balance, contributions, interest earned, and ending balance for each year.
Savings Growth Over Time Chart: A visual representation of how your savings balance increases over the investment duration.
Decision-Making Guidance
Use the results to:
Set Realistic Goals: Determine if your current savings plan is sufficient to meet your financial objectives within your desired timeframe.
Adjust Contributions: If the projected balance is lower than expected, consider increasing your monthly contributions or investment duration.
Compare Options: Use the calculator to compare different savings accounts or investment vehicles by inputting their respective interest rates and compounding frequencies.
Stay Motivated: Seeing the potential growth can be a powerful motivator to stick to your savings plan.
Remember, the calculator provides an estimate. Factors like taxes, inflation, and potential fees are not included and can affect your actual returns. For personalized financial advice, consult a qualified financial advisor.
Key Factors That Affect Savings Deposit Results
Several crucial factors significantly influence the outcome of your savings growth. Understanding these can help you optimize your strategy:
Annual Interest Rate
This is arguably the most impactful factor. A higher annual interest rate means your money grows faster due to compounding. Even a small difference in the rate can lead to substantial variations in the final balance over long periods. For example, a 1% difference in rate can mean tens or hundreds of thousands of dollars more over decades.
Investment Duration (Time Horizon)
The longer your money is invested, the more time it has to benefit from compounding. Starting early is a significant advantage. Even small amounts invested consistently over many years can outperform larger amounts invested for shorter durations, thanks to the exponential nature of compound growth.
Compounding Frequency
While the annual interest rate is key, how often that interest is calculated and added to your principal matters. More frequent compounding (e.g., daily or monthly) results in slightly higher returns compared to less frequent compounding (e.g., annually) because your interest starts earning interest sooner. The difference might be small for short terms but adds up over time.
Regular Contributions (Cash Flow)
Consistent contributions directly increase the principal amount on which interest is calculated. The more you add regularly, the higher your total contributions and, consequently, your final balance will be. Automating contributions can ensure consistency.
Inflation
Inflation erodes the purchasing power of money over time. While a savings deposit calculator shows the nominal growth of your money, it doesn't account for inflation. To achieve real growth, your savings interest rate needs to outpace the inflation rate. For instance, if your savings grow at 5% but inflation is 3%, your real return is only 2%.
Fees and Taxes
Investment accounts and savings products often come with fees (e.g., account maintenance fees, management fees) and taxes on earned interest or capital gains. These reduce your net returns. It's crucial to consider the net rate of return after all applicable fees and taxes are deducted when evaluating potential investments.
Risk Tolerance
Higher potential returns typically come with higher risk. Savings accounts offer low risk and low returns, while investments like stocks offer higher potential returns but also carry greater risk of loss. Your choice of savings vehicle should align with your comfort level with risk.
Frequently Asked Questions (FAQ)
Q1: What is the difference between simple interest and compound interest?
Simple interest is calculated only on the initial principal amount. Compound interest is calculated on the principal amount plus any accumulated interest from previous periods. This means compound interest grows your money exponentially over time.
Q2: How often should interest be compounded for maximum growth?
Interest compounded more frequently (e.g., daily or monthly) will yield slightly higher returns than interest compounded less frequently (e.g., annually), assuming the same annual interest rate. This is because the interest earned starts earning its own interest sooner.
Q3: Can I use this calculator for investments other than savings accounts?
Yes, this calculator can be adapted for various investment vehicles like Certificates of Deposit (CDs), bonds, or even stock market investments, provided you can estimate a consistent average annual rate of return and understand the compounding frequency. However, remember that investments carry risk, and past performance doesn't guarantee future results.
Q4: Does the calculator account for taxes on interest earned?
No, this calculator does not automatically account for taxes on interest or investment gains. Taxes can significantly reduce your net returns, so it's important to factor them in separately or consult a tax professional.
Q5: What if my interest rate changes over time?
This calculator assumes a fixed annual interest rate throughout the investment period. If your rate is variable (common with savings accounts), the actual results may differ. For variable rates, you might need to recalculate periodically or use an average expected rate.
Q6: How does inflation affect my savings?
Inflation reduces the purchasing power of your money. If your savings grow at 5% annually but inflation is 3%, your 'real' return is only 2%. To effectively grow your wealth, aim for returns that consistently exceed the inflation rate.
Q7: What is the best way to increase my final savings amount?
The most effective ways are to increase your initial deposit, increase your regular contributions, extend your investment duration, and seek higher interest rates (while managing associated risks). Starting early is also a powerful strategy.
Q8: Should I prioritize saving or investing?
It depends on your goals and timeline. For short-term goals (under 5 years) or emergency funds, high-yield savings accounts are generally preferred due to their safety and accessibility. For long-term goals like retirement, investing in assets with potentially higher returns (though with more risk) is often recommended.
Discover effective methods to manage your finances and create a personal budget.
var chartInstance = null; // Global variable to hold chart instance
function calculateSavings() {
// Get input values
var initialDeposit = parseFloat(document.getElementById("initialDeposit").value);
var monthlyContribution = parseFloat(document.getElementById("monthlyContribution").value);
var annualInterestRate = parseFloat(document.getElementById("annualInterestRate").value);
var compoundingFrequency = parseInt(document.getElementById("compoundingFrequency").value);
var investmentYears = parseFloat(document.getElementById("investmentYears").value);
// — Input Validation —
var isValid = true;
// Clear previous errors
document.getElementById("initialDepositError").textContent = "";
document.getElementById("monthlyContributionError").textContent = "";
document.getElementById("annualInterestRateError").textContent = "";
document.getElementById("investmentYearsError").textContent = "";
if (isNaN(initialDeposit) || initialDeposit < 0) {
document.getElementById("initialDepositError").textContent = "Please enter a valid positive number for initial deposit.";
isValid = false;
}
if (isNaN(monthlyContribution) || monthlyContribution < 0) {
document.getElementById("monthlyContributionError").textContent = "Please enter a valid positive number for monthly contribution.";
isValid = false;
}
if (isNaN(annualInterestRate) || annualInterestRate < 0) {
document.getElementById("annualInterestRateError").textContent = "Please enter a valid positive number for annual interest rate.";
isValid = false;
}
if (isNaN(investmentYears) || investmentYears 0 && ratePerPeriod > 0) {
// Adjust for compounding frequency if contributions are monthly but compounding isn't
var periodicContribution = monthlyContribution;
if (compoundingFrequency !== 12) {
// This is a simplification. A more precise calculation would involve summing up each period's growth.
// For simplicity here, we'll use the standard FV of annuity formula and assume contributions match compounding periods if possible,
// or use a monthly rate for contributions if compounding is more frequent than monthly.
// A common approach is to use the monthly rate for contributions regardless of compounding frequency for simplicity in calculators.
// Let's stick to the standard FV of annuity formula which assumes periodic payments match the rate period.
// If compoundingFrequency is not 12, this formula needs adjustment or a more complex loop.
// For this calculator, we'll assume the FV of annuity formula works with the 'ratePerPeriod' and 'numberOfPeriods' derived from compoundingFrequency.
// A more accurate calculation for monthly contributions with non-monthly compounding is complex.
// Let's use a loop for accuracy across different compounding frequencies.
var futureValueOfContributions = 0;
var currentBalanceForContributions = 0;
for (var i = 0; i < numberOfPeriods; i++) {
currentBalanceForContributions += periodicContribution;
currentBalanceForContributions *= (1 + ratePerPeriod);
}
finalBalance = initialDeposit * Math.pow(1 + ratePerPeriod, numberOfPeriods) + currentBalanceForContributions;
} else {
// If compounding is monthly, use the standard FV of annuity formula
finalBalance = initialDeposit * Math.pow(1 + ratePerPeriod, numberOfPeriods) +
(monthlyContribution * (Math.pow(1 + ratePerPeriod, numberOfPeriods) – 1) / ratePerPeriod);
}
}
totalInterestEarned = finalBalance – totalContributions;
// Format results
var formattedFinalBalance = formatCurrency(finalBalance);
var formattedTotalContributions = formatCurrency(totalContributions);
var formattedTotalInterestEarned = formatCurrency(totalInterestEarned);
// Display results
document.getElementById("main-result").textContent = formattedFinalBalance;
document.getElementById("totalContributions").querySelector("span").textContent = formattedTotalContributions;
document.getElementById("totalInterestEarned").querySelector("span").textContent = formattedTotalInterestEarned;
document.getElementById("finalBalance").querySelector("span").textContent = formattedFinalBalance; // Redundant but matches structure
// — Generate Table and Chart —
generateTableAndChart(initialDeposit, monthlyContribution, ratePerPeriod, compoundingFrequency, investmentYears, numberOfPeriods);
}
function generateTableAndChart(initialDeposit, monthlyContribution, ratePerPeriod, compoundingFrequency, investmentYears, numberOfPeriods) {
var tableBody = document.getElementById("savingsTableBody");
tableBody.innerHTML = ""; // Clear previous table rows
var chartDataLabels = [];
var chartDataBalances = [];
var chartDataInterest = [];
var currentBalance = initialDeposit;
var totalInterestAccrued = 0;
var totalContributionsAccrued = initialDeposit; // Start with initial deposit
var periodsPerYear = compoundingFrequency; // How many times interest compounds in a year
var contributionPeriodsPerYear = 12; // Contributions are monthly
for (var year = 1; year <= investmentYears; year++) {
var yearStartBalance = currentBalance;
var yearContributions = 0;
var yearInterest = 0;
// Calculate for each period within the year
for (var period = 0; period < periodsPerYear; period++) {
// Add monthly contributions for this period
var contributionsThisPeriod = 0;
// Determine how many monthly contributions fall into this compounding period
// This is complex if periodsPerYear doesn't divide 12 evenly.
// Simplified approach: Distribute monthly contributions across compounding periods.
// For simplicity, let's assume contributions are added *after* compounding for the period,
// or added at the start of the period. Let's add at the start for simplicity.
// Calculate contributions for the current compounding period
// If compounding is monthly (periodsPerYear=12), add one month's contribution.
// If compounding is quarterly (periodsPerYear=4), add 3 months' contribution per period.
// If compounding is annually (periodsPerYear=1), add 12 months' contribution.
var contributionsPerCompoundingPeriod = (monthlyContribution * 12) / periodsPerYear;
// Add contributions for the current compounding period
currentBalance += contributionsPerCompoundingPeriod;
yearContributions += contributionsPerCompoundingPeriod;
totalContributionsAccrued += contributionsPerCompoundingPeriod;
var interestForPeriod = currentBalance * ratePerPeriod;
currentBalance += interestForPeriod;
yearInterest += interestForPeriod;
totalInterestAccrued += interestForPeriod;
}
// Add remaining contributions if periodsPerYear doesn't divide 12 perfectly (e.g., daily compounding)
// This part gets very complex. A simpler model is often used in calculators.
// Let's refine the loop to handle contributions more accurately.
// Reset for a more accurate loop calculation
currentBalance = yearStartBalance;
yearContributions = 0;
yearInterest = 0;
var currentTotalContributions = totalContributionsAccrued – initialDeposit; // Contributions excluding initial
for (var p = 0; p < periodsPerYear; p++) {
// Calculate contributions for this specific compounding period
// Example: Quarterly compounding (4 periods/year). Each period is 3 months.
// Add 3 months of contributions.
var monthsInPeriod = 12 / periodsPerYear;
var contributionsForThisPeriod = monthlyContribution * monthsInPeriod;
currentBalance += contributionsForThisPeriod;
yearContributions += contributionsForThisPeriod;
currentTotalContributions += contributionsForThisPeriod;
var interestForPeriod = currentBalance * ratePerPeriod;
currentBalance += interestForPeriod;
yearInterest += interestForPeriod;
}
totalContributionsAccrued = initialDeposit + currentTotalContributions; // Update total contributions
totalInterestAccrued = totalInterestAccrued – yearInterest + yearInterest; // Ensure total interest is cumulative
// Round values for display
var roundedYearStartBalance = parseFloat(yearStartBalance.toFixed(2));
var roundedYearContributions = parseFloat(yearContributions.toFixed(2));
var roundedYearInterest = parseFloat(yearInterest.toFixed(2));
var roundedYearEndBalance = parseFloat(currentBalance.toFixed(2));
// Add row to table
var row = tableBody.insertRow();
row.innerHTML =
"
" + year + "
" +
"
" + formatCurrency(roundedYearStartBalance) + "
" +
"
" + formatCurrency(roundedYearContributions) + "
" +
"
" + formatCurrency(roundedYearInterest) + "
" +
"
" + formatCurrency(roundedYearEndBalance) + "
";
// Prepare data for chart
chartDataLabels.push("Year " + year);
chartDataBalances.push(roundedYearEndBalance);
// For interest, we can show cumulative interest or interest earned *that year*. Let's show cumulative.
chartDataInterest.push(totalInterestAccrued);
}
// Update main results with final calculated balance
var finalCalculatedBalance = currentBalance;
var finalTotalContributions = totalContributionsAccrued;
var finalTotalInterestEarned = finalCalculatedBalance – finalTotalContributions;
document.getElementById("main-result").textContent = formatCurrency(finalCalculatedBalance);
document.getElementById("totalContributions").querySelector("span").textContent = formatCurrency(finalTotalContributions);
document.getElementById("totalInterestEarned").querySelector("span").textContent = formatCurrency(finalTotalInterestEarned);
document.getElementById("finalBalance").querySelector("span").textContent = formatCurrency(finalCalculatedBalance);
// — Charting —
var ctx = document.getElementById("savingsChart").getContext("2d");
// Destroy previous chart instance if it exists
if (chartInstance) {
chartInstance.destroy();
}
chartInstance = new Chart(ctx, {
type: 'line',
data: {
labels: chartDataLabels,
datasets: [{
label: 'Projected Balance',
data: chartDataBalances,
borderColor: 'var(–primary-color)',
backgroundColor: 'rgba(0, 74, 153, 0.1)',
fill: true,
tension: 0.1
}, {
label: 'Cumulative Interest Earned',
data: chartDataInterest,
borderColor: 'var(–success-color)',
backgroundColor: 'rgba(40, 167, 69, 0.1)',
fill: true,
tension: 0.1
}]
},
options: {
responsive: true,
maintainAspectRatio: false, // Allow custom height
scales: {
y: {
beginAtZero: true,
title: {
display: true,
text: 'Amount (Currency)'
}
},
x: {
title: {
display: true,
text: 'Time'
}
}
},
plugins: {
title: {
display: true,
text: 'Savings Growth Projection'
},
tooltip: {
mode: 'index',
intersect: false,
}
},
hover: {
mode: 'nearest',
intersect: true
}
}
});
}
function formatCurrency(amount) {
if (isNaN(amount)) return "–";
// Use Intl.NumberFormat for better currency formatting
return new Intl.NumberFormat('en-US', { style: 'currency', currency: 'USD' }).format(amount);
}
function resetCalculator() {
document.getElementById("initialDeposit").value = "1000";
document.getElementById("monthlyContribution").value = "100";
document.getElementById("annualInterestRate").value = "5";
document.getElementById("compoundingFrequency").value = "12";
document.getElementById("investmentYears").value = "10";
// Clear errors
document.getElementById("initialDepositError").textContent = "";
document.getElementById("monthlyContributionError").textContent = "";
document.getElementById("annualInterestRateError").textContent = "";
document.getElementById("investmentYearsError").textContent = "";
// Recalculate with default values
calculateSavings();
}
function copyResults() {
var mainResult = document.getElementById("main-result").textContent;
var totalContributions = document.getElementById("totalContributions").querySelector("span").textContent;
var totalInterestEarned = document.getElementById("totalInterestEarned").querySelector("span").textContent;
var finalBalance = document.getElementById("finalBalance").querySelector("span").textContent;
var assumptions = "Assumptions:\n";
assumptions += "- Initial Deposit: " + formatCurrency(parseFloat(document.getElementById("initialDeposit").value)) + "\n";
assumptions += "- Monthly Contribution: " + formatCurrency(parseFloat(document.getElementById("monthlyContribution").value)) + "\n";
assumptions += "- Annual Interest Rate: " + document.getElementById("annualInterestRate").value + "%\n";
assumptions += "- Compounding Frequency: " + document.getElementById("compoundingFrequency").options[document.getElementById("compoundingFrequency").selectedIndex].text + "\n";
assumptions += "- Investment Duration: " + document.getElementById("investmentYears").value + " years\n";
var resultsText = "Savings Projection Results:\n";
resultsText += "Projected Final Balance: " + mainResult + "\n";
resultsText += "Total Contributions: " + totalContributions + "\n";
resultsText += "Total Interest Earned: " + totalInterestEarned + "\n";
resultsText += "\n" + assumptions;
// Use navigator.clipboard for modern browsers
if (navigator.clipboard && navigator.clipboard.writeText) {
navigator.clipboard.writeText(resultsText).then(function() {
alert("Results copied to clipboard!");
}).catch(function(err) {
console.error("Failed to copy text: ", err);
fallbackCopyTextToClipboard(resultsText);
});
} else {
fallbackCopyTextToClipboard(resultsText);
}
}
function fallbackCopyTextToClipboard(text) {
var textArea = document.createElement("textarea");
textArea.value = text;
// Avoid scrolling to bottom
textArea.style.top = "0";
textArea.style.left = "0";
textArea.style.position = "fixed";
document.body.appendChild(textArea);
textArea.focus();
textArea.select();
try {
var successful = document.execCommand('copy');
var msg = successful ? 'successful' : 'unsuccessful';
alert('Results copied to clipboard! (' + msg + ')');
} catch (err) {
console.error('Fallback: Oops, unable to copy', err);
alert('Could not copy results. Please copy manually.');
}
document.body.removeChild(textArea);
}
// Initial calculation on page load
document.addEventListener('DOMContentLoaded', function() {
resetCalculator(); // Load with default values and calculate
});
// — Chart.js Integration —
// Include Chart.js library – NOTE: In a real WordPress setup, you'd enqueue this properly.
// For a single HTML file, we can embed it or assume it's available.
// For this example, we'll assume Chart.js is available globally.
// If not, you'd need to add:
// For this specific output, I will NOT include the Chart.js CDN link as per instructions to only output the requested HTML.
// The user must ensure Chart.js is loaded separately.
// Placeholder for Chart.js if not loaded externally
if (typeof Chart === 'undefined') {
console.warn("Chart.js library not found. Charts will not render. Please include Chart.js.");
// Optionally, you could dynamically load it here, but that's outside the scope of a static HTML output.
}
<!– Add this line within the or before the closing tag if you are not using a WordPress theme that already includes it: –>
<!– –>