Estimate your potential Oregon Supplemental Nutrition Assistance Program (SNAP) benefits based on your household's income and certain expenses. This tool provides an estimate and is not an official determination of eligibility or benefit amount.
SNAP Benefit Estimator
Enter the total number of people in your household who plan to eat together.
Enter the total income from all sources (before taxes and deductions) for all household members.
This is your gross income minus certain deductions. Often, SNAP calculates this for you, but you can enter an estimated value.
Enter your total monthly housing costs, including rent or mortgage payments, and any property taxes or insurance if paid separately.
Enter your typical monthly costs for heating, cooling, and electricity.
For households with an elderly or disabled member, enter monthly medical expenses over $35 that are not reimbursed.
Enter monthly costs for child care necessary for work, training, or looking for work.
Enter monthly costs for the care of a dependent necessary for work, training, or looking for work.
Estimated Monthly SNAP Benefit
Estimated Benefit:$0.00
Key Calculations:
Net Income:$0.00
Allowable Deductions Total:$0.00
Maximum Benefit Allotment:$0.00
Benefits are calculated as: (Maximum Benefit Allotment) – (30% of Net Income). Certain deductions are applied to calculate the Net Income used in this formula. Not all households receive benefits; a minimum benefit of $23 may apply.
Maximum Benefit Allotments (Oregon)
Maximum SNAP benefit amounts vary by household size. These are the standard allotments used in the calculation and are subject to change annually.
Household Size
Maximum Monthly Allotment
Estimated Benefit vs. Net Income
This chart visually compares your estimated monthly SNAP benefit against your calculated net income. A higher net income generally leads to a lower benefit.
{primary_keyword}
{primary_keyword} (Supplemental Nutrition Assistance Program) in Oregon, often referred to as the Oregon Trail Card program, is a vital federal nutrition assistance program administered by the Oregon Department of Human Services (ODHS). Its primary goal is to help low-income individuals and families afford to buy enough food to meet their nutritional needs. Unlike a loan, SNAP benefits are a form of welfare assistance, providing funds on an electronic benefit transfer (EBT) card, known as the Oregon Trail Card, which can be used at authorized retailers to purchase eligible food items. It is crucial to understand that {primary_keyword} is not a loan; recipients do not repay the benefits received. The program aims to alleviate food insecurity and improve public health by ensuring access to nutritious food.
Who Should Use the {primary_keyword} Calculator?
Low-income households in Oregon exploring eligibility for food assistance.
Individuals and families whose financial situations have recently changed (e.g., job loss, reduced hours, increased expenses) and are seeking to understand potential benefit amounts.
Current SNAP recipients who want to estimate how changes in income or household size might affect their monthly benefit.
Social workers, counselors, and community advocates assisting clients with benefit applications.
Common Misconceptions about {primary_keyword}:
It's a loan: As mentioned, {primary_keyword} benefits are grants, not loans, and do not need to be repaid.
You can buy anything: SNAP benefits are restricted to eligible food items. Non-food items like household supplies, personal hygiene products, pet food, and alcohol are not permitted.
Eligibility is solely based on income: While income is a major factor, {primary_keyword} eligibility also considers household size, certain allowable expenses (like shelter, utilities, dependent care), and asset limits (though asset tests are waived for many households).
Benefits are fixed: Benefit amounts can change if your household's income, expenses, or size changes. Regular recertification is required to ensure continued eligibility and accurate benefit levels.
{primary_keyword} Formula and Mathematical Explanation
Understanding the {primary_keyword} calculation helps demystify how benefit amounts are determined. The core principle is that SNAP benefits are intended to cover 30% of a household's food budget. The program aims to provide the difference between what a household can afford to spend on food (based on their net income) and the maximum amount a household of their size typically needs (the Maximum Benefit Allotment).
The calculation proceeds in several steps:
Calculate Gross Monthly Income: This is the total income from all sources for all household members before any deductions.
Calculate Net Income: This is derived from the gross income after applying specific deductions allowed by SNAP rules. The standard deductions are typically 30% of the gross income for most households, and there are specific deductions for shelter, utilities, dependent care, and medical expenses (for elderly/disabled members). The calculator estimates this based on user inputs.
Calculate Net Rounded Income: The calculated net income is then rounded down to the nearest whole dollar. This is the figure used for benefit calculation.
Determine the Maximum Benefit Allotment: This amount varies based on the number of people in the household and is set by federal guidelines, adjusted annually. Our calculator uses a table derived from these guidelines.
Calculate the Expected Household Contribution: Households are expected to contribute 30% of their Net Rounded Income towards food.
Determine the SNAP Benefit Amount: The estimated monthly SNAP benefit is calculated as: (Maximum Benefit Allotment) – (30% of Net Rounded Income).
There's also a minimum benefit amount ($23 per month for most eligible households) that applies if the calculated benefit is less than this amount. Households with zero net income generally receive the maximum benefit allotment for their size.
Variables and Calculations:
The {primary_keyword} calculator uses the following key variables and formulas:
Variable
Meaning
Unit
Typical Range / Calculation
Household Size
Number of individuals in the SNAP unit.
Persons
1 – 15+
Gross Monthly Income
Total income before deductions.
USD
$0.00+
Standard Deduction
A fixed deduction applied to gross income for most households.
USD
30% of Gross Income (or fixed amount, depending on rules)
Earned Income Deduction
Deduction for income from employment (typically 20%).
USD
20% of Earned Income
Shelter Costs
Monthly housing expenses.
USD
$0.00+
Utility Allowance
Standard or actual utility costs for heating/cooling.
USD
Varies (e.g., $150-$400+)
Dependent Care Costs
Expenses for child/dependent care for work/training.
USD
$0.00+
Medical Expenses (Elderly/Disabled)
Reimbursed medical costs over $35 for qualifying members.
USD
$0.00+
Deductions Total
Sum of all allowable deductions.
USD
Calculated sum
Net Income
Gross Income – Deductions Total.
USD
Calculated value
Net Rounded Income
Net Income rounded down to the nearest dollar.
USD
Rounded value
Max Benefit Allotment
Maximum SNAP amount for a given household size.
USD
Set by federal guidelines (e.g., $292 for 1 person, $973 for 4 people in FY2024)
Expected Household Contribution
30% of Net Rounded Income.
USD
0.30 * Net Rounded Income
Estimated Benefit
Maximum Benefit Allotment – Expected Household Contribution (subject to minimum benefit).
USD
Calculated value
Practical Examples (Real-World Use Cases)
Here are two scenarios demonstrating how the {primary_keyword} calculator can be used:
Example 1: Single Parent with One Child
Scenario: Maria is a single mother living in Portland with her 5-year-old son. She works part-time and earns $1,800 gross per month. Her monthly rent is $950, and her utility bills (heating/cooling) average $180 per month. She pays $400 per month for childcare so she can work. Her son has no medical expenses.
Inputs:
Household Size: 2
Gross Monthly Income: $1,800.00
Shelter Costs: $950.00
Utility Costs: $180.00
Medical Expenses: $0.00
Child Care Costs: $400.00
Dependent Care Costs: $0.00
Calculator Output (Estimate):
Net Income: Approximately $1,190.00 (This calculation involves SNAP's specific deductions, including the 30% standard deduction and the full dependent care cost, plus a portion of shelter/utilities based on income). For simplicity in this example, assume Net Rounded Income is $1,190.
Maximum Benefit Allotment (for 2 people): $292 (based on FY2024 figures)
Expected Household Contribution (30% of $1,190): $357.00
Calculated Benefit: $292 (Max Allotment) – $357 (Contribution) = -$65. This results in $0.00 benefit because the household is expected to contribute more than the maximum allotment.
Estimated SNAP Benefit: $0.00
Interpretation: In this case, based on the income and allowable expenses, Maria's expected contribution towards food exceeds the maximum benefit she could receive for a two-person household. Therefore, she is estimated to receive $0 in SNAP benefits. This highlights how SNAP prioritizes households with the greatest need.
Example 2: Couple with Two Children, One Receiving Disability Benefits
Scenario: The Chen family lives in Eugene. John and Lisa have two children. Lisa receives disability benefits and has monthly medical expenses of $200 that are not reimbursed. Their combined gross monthly income from John's job and Lisa's benefits is $2,500. Their rent is $1,300, and utilities average $250. They have no childcare costs.
Inputs:
Household Size: 4
Gross Monthly Income: $2,500.00
Shelter Costs: $1,300.00
Utility Costs: $250.00
Medical Expenses (Elderly/Disabled): $200.00
Child Care Costs: $0.00
Dependent Care Costs: $0.00
Calculator Output (Estimate):
Net Income: Approximately $1,625.00 (This calculation incorporates the standard deduction, medical expense deduction above $35, and shelter/utility deductions). Assume Net Rounded Income is $1,625.
Maximum Benefit Allotment (for 4 people): $973 (based on FY2024 figures)
Expected Household Contribution (30% of $1,625): $487.50
Interpretation: The Chen family is estimated to receive approximately $485.50 per month in SNAP benefits. This amount helps supplement their budget, allowing them to purchase nutritious food while managing their housing, utility, and significant medical expenses. The inclusion of the medical expense deduction (above $35) is crucial for households with qualifying members.
How to Use This {primary_keyword} Calculator
Our Oregon SNAP benefit calculator is designed for ease of use, providing a quick estimate of potential food assistance. Follow these steps to get started:
Gather Household Information: Before you begin, collect details about all members of your household who will be included in the SNAP application.
Input Household Size: Enter the total number of people who customarily purchase and prepare meals together.
Enter Gross Monthly Income: Input the total combined income from all sources (wages, self-employment, other benefits) for everyone in the household before any deductions or taxes.
Estimate Net Rounded Income (Optional but Recommended): If you know your approximate net income after standard deductions and specific allowable expenses, enter it here. Otherwise, the calculator will estimate it based on gross income and other inputs.
Enter Allowable Expenses: Carefully input your monthly costs for:
Shelter: Rent or mortgage payments.
Utilities: Heating, cooling, and electricity costs.
Dependent Care: Costs for childcare or care of a disabled person necessary for work or training.
Medical Expenses: For households with an elderly or disabled member, list unreimbursed medical costs exceeding $35 per month.
Calculate Benefits: Click the "Calculate Benefits" button.
How to Read the Results:
Estimated Benefit: This is the primary figure, showing the approximate monthly SNAP benefit amount you might receive.
Net Income: Displays the calculated net income after deductions, used for the benefit calculation.
Allowable Deductions Total: Shows the sum of deductions applied.
Maximum Benefit Allotment: Indicates the maximum amount available for a household of your size.
Decision-Making Guidance: Use the estimated benefit amount to understand if applying for {primary_keyword} is worthwhile for your household. Remember, this is an estimate. The official determination will be made by the Oregon Department of Human Services (ODHS) after you submit a formal application and provide verification documents. If your estimated benefit is $0, it means your income after deductions is too high to qualify for benefits, but you might still be eligible for other programs.
Key Factors That Affect {primary_keyword} Results
Several factors significantly influence the outcome of your {primary_keyword} calculation. Understanding these can help you provide accurate information and anticipate your potential benefit amount:
Household Income: This is the most critical factor. Both gross and net income are considered. Higher income generally leads to lower benefits. The source of income (earned vs. unearned) and how it's calculated (e.g., 20% earned income deduction) matters.
Household Size: Larger households typically have higher maximum benefit allotments, providing more support. The definition of "household" for SNAP purposes is specific and must be followed.
Allowable Expenses (Deductions): SNAP allows deductions for essential expenses that reduce a household's available income for food. These include:
Shelter Costs: Rent or mortgage payments are deductible, often capped at a percentage of net income unless specific conditions (like having an elderly/disabled member) are met.
Utility Costs: A standard utility allowance or actual costs for heating/cooling can be deducted.
Dependent Care Costs: Essential childcare or care for a disabled dependent needed for work, training, or job search reduces income.
Medical Expenses: For households with elderly or disabled members, unreimbursed medical expenses exceeding $35 per month are deductible.
Accurately reporting these expenses is vital.
Maximum Benefit Allotments: These are standardized amounts set by the USDA and adjusted annually. They represent the USDA's estimate of the cost of a minimal diet. Your benefit cannot exceed this amount for your household size.
Asset Limits (Asset Test): While currently waived for many households in Oregon, under normal circumstances, SNAP has asset limits (e.g., savings accounts, stocks). If these limits apply to your situation, the value of your assets can affect eligibility.
State-Specific Policies: Oregon's Department of Human Services (ODHS) implements federal SNAP rules. Policies regarding standard deductions, utility allowances, and asset tests can vary slightly by state or change over time due to legislative updates or administrative decisions. Staying informed about Oregon-specific rules is important.
Work Requirements: Able-bodied adults without dependents may be subject to work requirements or time limits on receiving benefits if they do not meet certain criteria, which can impact eligibility duration.
Frequently Asked Questions (FAQ)
Q1: Is this calculator official?
A: No, this calculator is an estimation tool. It uses standard SNAP calculation formulas but does not account for all specific nuances or real-time policy changes that ODHS uses for official determinations. Your actual benefit amount will be determined by ODHS after you apply.
Q2: What is the difference between gross and net income for SNAP?
A: Gross income is your total income before any deductions. Net income is your gross income minus specific allowable deductions (like a portion of earned income, shelter costs, utility costs, dependent care, etc.). SNAP uses net income for benefit calculation.
Q3: Can I use my Oregon Trail Card out of state?
A: Yes, your Oregon Trail Card (EBT card) can be used in all 50 states, the District of Columbia, Puerto Rico, and the U.S. Virgin Islands.
Q4: What can I buy with SNAP benefits?
A: You can buy most staple foods, including fruits, vegetables, meat, poultry, fish, dairy products, bread, cereals, and snacks. You cannot buy non-food items, alcohol, tobacco, or hot foods prepared for immediate consumption.
Q5: How is the maximum benefit allotment determined?
A: The maximum benefit allotment is determined annually by the USDA based on the cost of a minimum food diet for different household sizes. These figures are adjusted for inflation.
Q6: What happens if my income changes after I start receiving SNAP?
A: You are required to report significant changes in your household income, expenses, or size to ODHS within 10 days. Failure to report can result in overpayments or benefit changes. You can use this calculator to estimate how the change might affect your benefits.
Q7: Does the asset limit still apply in Oregon?
A: For most households applying for SNAP in Oregon, the asset limit is currently waived. However, specific rules may apply in certain situations, especially for households not receiving Temporary Assistance for Needy Families (TANF). It's best to check with ODHS or use their official resources.
Q8: How often do I need to reapply or recertify for SNAP?
A: Most households must recertify their eligibility every 12 months. Some households, like those with no earned income, may have a shorter recertification period (e.g., 6 months). ODHS will notify you when it's time to recertify.
Q9: I entered $0 for gross income, but the calculator shows a benefit less than the maximum. Why?
A: If your household has $0 net income, you should generally receive the maximum benefit allotment for your household size. If the calculator shows less, it might be due to a minimum benefit rule or a slight difference in how deductions are applied in complex scenarios. The $23 minimum benefit applies if your calculated benefit is between $1 and $23.
Find information on programs like LIHEAP that help low-income Oregonians pay for heating and cooling bills.
// — SNAP Benefit Calculation Logic —
// Standard Maximum Benefit Allotments (FY 2024 – approximate, subject to change)
var maxBenefitAllotments = {
1: 292,
2: 535,
3: 766,
4: 973,
5: 1155,
6: 1369,
7: 1563,
8: 1771,
// Add more if needed, or calculate for >8
9: 1979, // Example for 9
10: 2187, // Example for 10
11: 2395, // Example for 11
12: 2603, // Example for 12
13: 2811, // Example for 13
14: 3019, // Example for 14
15: 3227 // Example for 15
};
// Utility Allowance (Standard estimate for Oregon, can vary)
var standardUtilityAllowance = 390; // Approximate value, check official ODHS guides
// Minimum Benefit Amount
var minimumBenefit = 23;
// Function to calculate SNAP benefits
function calculateSNAP() {
// Get input values
var householdSize = parseInt(document.getElementById('householdSize').value);
var grossMonthlyIncome = parseFloat(document.getElementById('grossMonthlyIncome').value);
var shelterCosts = parseFloat(document.getElementById('shelterCosts').value);
var utilityCosts = parseFloat(document.getElementById('utilityCosts').value); // User input, but we might use standard allowance
var medicalExpenses = parseFloat(document.getElementById('medicalExpenses').value);
var childCareCosts = parseFloat(document.getElementById('childCareCosts').value);
var dependentCareCosts = parseFloat(document.getElementById('dependentCareCosts').value);
// — Input Validation —
var errors = false;
if (isNaN(householdSize) || householdSize 15) {
displayError('householdSize', 'Please enter a valid number of household members (1-15).');
errors = true;
} else {
clearError('householdSize');
}
if (isNaN(grossMonthlyIncome) || grossMonthlyIncome < 0) {
displayError('grossMonthlyIncome', 'Please enter a valid monthly income (0 or greater).');
errors = true;
} else {
clearError('grossMonthlyIncome');
}
if (isNaN(shelterCosts) || shelterCosts < 0) {
displayError('shelterCosts', 'Please enter valid shelter costs (0 or greater).');
errors = true;
} else {
clearError('shelterCosts');
}
if (isNaN(utilityCosts) || utilityCosts < 0) {
displayError('utilityCosts', 'Please enter valid utility costs (0 or greater).');
errors = true;
} else {
clearError('utilityCosts');
}
if (isNaN(medicalExpenses) || medicalExpenses < 0) {
displayError('medicalExpenses', 'Please enter valid medical expenses (0 or greater).');
errors = true;
} else {
clearError('medicalExpenses');
}
if (isNaN(childCareCosts) || childCareCosts < 0) {
displayError('childCareCosts', 'Please enter valid child care costs (0 or greater).');
errors = true;
} else {
clearError('childCareCosts');
}
if (isNaN(dependentCareCosts) || dependentCareCosts = 2 && householdSize = 5 && householdSize 0) {
var maxShelterDeduction = incomeAfterEarnedAndStandard * 0.50;
shelterCostDeduction = Math.min(shelterCosts, maxShelterDeduction);
deductionsTotal += shelterCostDeduction;
} else {
// If income after other deductions is zero or negative, shelter costs can be fully deducted up to a limit
// Simplified: assume if incomeAfterEarnedAndStandard 0 for simplicity in summation, but the net income calculation will manage the cap.
if(shelterCosts > 0) {
// We add shelterCosts to the total sum here, but the net income calculation implicitly caps it.
// A more precise implementation would track this separately.
// For simplicity: let's just add it if it's positive, and the net income calc will sort it.
// However, official rules state shelter deduction cannot exceed 50% of income AFTER other deductions.
// If incomeAfterEarnedAndStandard is negative, the shelter deduction is effectively unlimited for calculation purposes until net income is calculated.
// Let's assume shelter costs are eligible for deduction up to the point they don't make net income negative beyond what other deductions did.
// To avoid complexity, we will directly use shelter costs here and var the net income calc handle it.
deductionsTotal += shelterCosts; // Add shelter costs, var net income calculation handle capping.
}
}
// d) Utility Allowance Deduction (Use standard allowance or user input if higher and applicable)
// Oregon uses a standard utility allowance (SUA) for heating/cooling. User input is often for total utilities.
// We'll use the standard allowance for calculation, assuming it covers heating/cooling.
// A household can choose between SUA or actual costs IF they meet criteria. Let's use SUA.
var utilityDeduction = standardUtilityAllowance;
deductionsTotal += utilityDeduction;
// e) Child Care / Dependent Care Deduction
// These are deductible if necessary for work/training.
var dependentCareTotal = childCareCosts + dependentCareCosts;
deductionsTotal += dependentCareTotal;
// f) Medical Expenses Deduction (Only for households with elderly/disabled members, over $35)
var medicalDeduction = 0;
if (medicalExpenses > 35) {
medicalDeduction = medicalExpenses – 35;
deductionsTotal += medicalDeduction;
}
// 3. Calculate Net Income
var netIncome = grossIncomeForCalc – deductionsTotal;
// Adjustments for Shelter Cap:
// The shelter deduction is capped at 50% of income after the standard and earned income deductions.
// If netIncome is calculated based on total deductions including full shelter, we need to re-evaluate.
// Recalculate income after standard/earned/medical/dependent care deductions first:
var incomeBeforeShelterUtility = grossIncomeForCalc – earnedIncomeDeduction – standardDeductionAmount – medicalDeduction – dependentCareTotal;
var allowableShelterUtilityDeduction = 0;
if (incomeBeforeShelterUtility > 0) {
var maxShelterUtilityAllowable = incomeBeforeShelterUtility * 0.50; // 50% cap
// Consider both shelter and utility costs for the cap
var totalShelterUtility = shelterCosts + utilityDeduction; // Use standard utility allowance
allowableShelterUtilityDeduction = Math.min(totalShelterUtility, maxShelterUtilityAllowable);
} else {
// If income is already very low, the shelter/utility costs might be fully deductible.
// For simplification, we assume they are deductible up to the amount that makes net income non-negative.
// A more precise calculation is complex. Let's cap at the actual costs if incomeBeforeShelterUtility <= 0.
allowableShelterUtilityDeduction = shelterCosts + utilityDeduction;
}
// The actual deduction is the lesser of the total shelter+utility costs and the 50% cap.
// Let's recalculate deductions based on this capped amount.
deductionsTotal = earnedIncomeDeduction + standardDeductionAmount + medicalDeduction + dependentCareTotal + allowableShelterUtilityDeduction;
netIncome = grossIncomeForCalc – deductionsTotal;
// Ensure Net Income is not negative after deductions
if (netIncome 8
// 6. Calculate Expected Household Contribution (30% of Net Rounded Income)
var expectedContribution = netRoundedIncome * 0.30;
// 7. Calculate Estimated Benefit
var estimatedBenefit = maxBenefit – expectedContribution;
// Apply Minimum Benefit Rule
if (estimatedBenefit 0) {
estimatedBenefit = minimumBenefit;
}
// Ensure benefit is not negative
if (estimatedBenefit < 0) {
estimatedBenefit = 0;
}
// — Display Results —
document.getElementById('estimatedBenefit').innerText = '$' + estimatedBenefit.toFixed(2);
document.getElementById('netIncome').innerText = '$' + netIncome.toFixed(2); // Show actual net income before rounding for clarity
document.getElementById('deductionsTotal').innerText = '$' + deductionsTotal.toFixed(2); // Show total deductions used in calc
document.getElementById('maxBenefitAllotment').innerText = '$' + maxBenefit.toFixed(2);
// Update chart data
updateChartData(maxBenefit, netIncome); // Use pre-rounded net income for chart
// Populate the maximum benefit table
populateMaxBenefitTable(householdSize);
}
// Function to display error messages
function displayError(inputId, message) {
var errorElement = document.getElementById(inputId + 'Error');
if (errorElement) {
errorElement.innerText = message;
errorElement.style.display = 'block';
}
var inputElement = document.getElementById(inputId);
if (inputElement) {
inputElement.style.borderColor = '#dc3545';
}
}
// Function to clear error messages
function clearError(inputId) {
var errorElement = document.getElementById(inputId + 'Error');
if (errorElement) {
errorElement.innerText = '';
errorElement.style.display = 'none';
}
var inputElement = document.getElementById(inputId);
if (inputElement) {
inputElement.style.borderColor = '#ced4da'; // Default border color
}
}
// Function to reset the form to default values
function resetForm() {
document.getElementById('householdSize').value = '1';
document.getElementById('grossMonthlyIncome').value = '0.00';
document.getElementById('netRoundedIncome').value = '0.00'; // This is usually calculated, not directly input for SNAP typically
document.getElementById('shelterCosts').value = '0.00';
document.getElementById('utilityCosts').value = '0.00';
document.getElementById('medicalExpenses').value = '0.00';
document.getElementById('childCareCosts').value = '0.00';
document.getElementById('dependentCareCosts').value = '0.00';
// Clear errors
var inputs = document.querySelectorAll('.input-group input, .input-group select');
for (var i = 0; i 8
for (var size = 1; size <= 8; size++) {
var maxBenefit = maxBenefitAllotments[size] || 0;
var row = tableBody.insertRow();
var cell1 = row.insertCell(0);
var cell2 = row.insertCell(1);
cell1.textContent = size;
cell2.textContent = '$' + maxBenefit.toFixed(2);
}
// Add a row for households larger than 8
var maxBenefitLarge = maxBenefitAllotments[15] || 0; // Use max defined value or fallback
var rowLarge = tableBody.insertRow();
var cell1Large = rowLarge.insertCell(0);
var cell2Large = rowLarge.insertCell(1);
cell1Large.textContent = '9+';
cell2Large.textContent = '$' + maxBenefitLarge.toFixed(2) + ' (example for 15)';
}
function updateChartData(maxBenefit, netIncome) {
var labels = ['Max Benefit Allotment', 'Net Income'];
var data = [maxBenefit, netIncome];
var backgroundColors = ['#004a99', '#6c757d']; // Primary Blue, Grey
if (!chart) {
// Create the chart if it doesn't exist
chart = new Chart(ctx, {
type: 'bar',
data: {
labels: labels,
datasets: [{
label: 'Amount (USD)',
data: data,
backgroundColor: backgroundColors,
borderColor: '#ffffff',
borderWidth: 1
}]
},
options: {
responsive: true,
maintainAspectRatio: false,
scales: {
y: {
beginAtZero: true,
title: {
display: true,
text: 'Amount (USD)'
}
}
},
plugins: {
legend: {
display: false // Hide legend, labels are on the bars
},
tooltip: {
callbacks: {
label: function(context) {
var label = context.dataset.label || '';
if (label) {
label += ': ';
}
if (context.parsed.y !== null) {
label += new Intl.NumberFormat('en-US', { style: 'currency', currency: 'USD' }).format(context.parsed.y);
}
return label;
}
}
}
}
}
});
} else {
// Update existing chart data
chart.data.labels = labels;
chart.data.datasets[0].data = data;
chart.data.datasets[0].backgroundColor = backgroundColors;
chart.update();
}
}
// — Event Listeners —
// Recalculate automatically when inputs change
var inputFields = document.querySelectorAll('.loan-calc-container input[type="number"], .loan-calc-container select');
for (var i = 0; i < inputFields.length; i++) {
inputFields[i].addEventListener('input', function() {
// Use setTimeout to avoid excessive calculations while typing
clearTimeout(window.timeoutId);
window.timeoutId = setTimeout(calculateSNAP, 300);
});
}
// Initial calculation and table population on page load
window.onload = function() {
calculateSNAP();
populateMaxBenefitTable(); // Populate table on load
};