UK Stamp Duty Calculator (SDLT)
Next Home / Moving Home
First Time Buyer
Additional Property / Buy-to-Let
Property Price:
£0.00
Buyer Type:
–
Effective Tax Rate:
0%
Total Stamp Duty To Pay:
£0.00
Understanding Stamp Duty Land Tax (SDLT) Rates
Stamp Duty Land Tax (SDLT) is a progressive tax paid when purchasing a freehold, leasehold, or shared ownership residential property in England and Northern Ireland over £250,000 (standard threshold). The rates vary significantly based on the purchase price and your status as a buyer.
Current SDLT Rates (2024/2025)
The amount you pay is calculated based on the portion of the property price falling within each tax band, similar to income tax.
| Property Value Band | Standard Rate | Additional Home Rate* |
|---|---|---|
| £0 – £250,000 | 0% | 3% |
| £250,001 – £925,000 | 5% | 8% |
| £925,001 – £1,500,000 | 10% | 13% |
| Over £1,500,000 | 12% | 15% |
*Includes the 3% surcharge for second homes and buy-to-let properties.
First Time Buyer Relief
If you, and anyone else you are buying with, are first-time buyers, you can claim a discount (relief). This means you pay:
- 0% on the first £425,000.
- 5% on the remainder up to £625,000.
Crucial Note: If the purchase price is over £625,000, you cannot claim the relief and must pay the standard rates on the full amount.
Surcharges
There are two primary surcharges that may increase your tax liability:
- Additional Dwelling Supplement (3%): Applied if you own another residential property anywhere in the world and are not replacing your main residence. This applies to the entire value of the property, starting from £0 (unless the property is under £40,000, which is exempt).
- Non-UK Resident Surcharge (2%): Applied if you have not been present in the UK for at least 183 days during the 12 months before your purchase. This stacks with the 3% surcharge if you are buying an additional home as a non-resident.
Example Calculation
If you are a Home Mover purchasing a house for £500,000:
- On the first £250,000, you pay 0% = £0
- On the next £250,000 (from £250k to £500k), you pay 5% = £12,500
- Total SDLT: £12,500