Stripe Fees Calculator

Transaction Amount ($)

Stripe Fee (%)

Fixed Fee ($)

Stripe Processing Fee: $0.00

Net Amount (What you receive): $0.00

To receive exactly $100.00, you should charge: $0.00

function calculateStripeFees() { var amount = parseFloat(document.getElementById('transactionAmount').value); var percent = parseFloat(document.getElementById('stripePercent').value) / 100; var fixed = parseFloat(document.getElementById('stripeFixed').value); if (isNaN(amount) || amount <= 0) { alert("Please enter a valid transaction amount."); return; } // Calculation for what happens to current amount var totalFee = (amount * percent) + fixed; var netAmount = amount – totalFee; // Calculation for how much to charge to get the input amount // Formula: (Target + Fixed) / (1 – Percent) var totalToCharge = (amount + fixed) / (1 – percent); document.getElementById('feeDisplay').innerText = '$' + totalFee.toFixed(2); document.getElementById('netDisplay').innerText = '$' + netAmount.toFixed(2); document.getElementById('targetAmountDisplay').innerText = amount.toFixed(2); document.getElementById('chargeAmountDisplay').innerText = '$' + totalToCharge.toFixed(2); document.getElementById('results').style.display = 'block'; }

Understanding Stripe Processing Fees

Stripe is one of the most popular payment processors globally, but their fee structure can sometimes be confusing for new merchants. For most standard accounts in the United States, Stripe charges a fee of 2.9% plus $0.30 per successful card charge. This calculator helps you determine exactly how much will land in your bank account after those deductions.

How the Stripe Fee Calculation Works

The math behind Stripe fees is straightforward but requires two steps. First, the percentage is taken from the total transaction, and then the fixed fee is added. For example, if you sell a product for $100.00:

Percentage Fee: $100.00 x 0.029 = $2.90
Fixed Fee: $0.30
Total Stripe Fee: $3.20
Your Net Profit: $96.80

Passing the Fee to the Customer

Many businesses prefer to "pass the fee" onto the customer so that they receive a specific net amount. However, you cannot simply add 2.9% + $0.30 to your price, because Stripe will then take 2.9% of that new, higher total.

To receive exactly $100.00, you must use the following formula:

            Charge Amount = (Desired Net + Fixed Fee) / (1 – Percentage Fee)
        

Using our calculator above, you will see that to receive exactly $100.00, you must charge the customer $103.30.

Regional and Card Differences

While 2.9% + $0.30 is standard for domestic US transactions, fees may vary based on:

International Cards: Often incur an additional 1% fee.
Currency Conversion: If you receive payment in a different currency, an extra 1% fee usually applies.
Stripe Terminal: In-person (Point of Sale) transactions often have a lower rate, typically 2.7% + $0.05.

Check your Stripe dashboard or the official pricing page for your specific country to ensure you have the correct rates entered into the calculator.