.ca-pay-calc-container {
font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
max-width: 800px;
margin: 20px auto;
padding: 25px;
border: 1px solid #e0e0e0;
border-radius: 12px;
background-color: #ffffff;
box-shadow: 0 4px 20px rgba(0,0,0,0.05);
}
.ca-pay-calc-header {
text-align: center;
margin-bottom: 30px;
}
.ca-pay-calc-grid {
display: grid;
grid-template-columns: 1fr 1fr;
gap: 20px;
margin-bottom: 25px;
}
@media (max-width: 600px) {
.ca-pay-calc-grid { grid-template-columns: 1fr; }
}
.ca-pay-input-group {
display: flex;
flex-direction: column;
}
.ca-pay-input-group label {
font-weight: 600;
margin-bottom: 8px;
color: #333;
font-size: 14px;
}
.ca-pay-input-group input, .ca-pay-input-group select {
padding: 12px;
border: 1px solid #ccc;
border-radius: 6px;
font-size: 16px;
}
.ca-pay-calc-btn {
width: 100%;
padding: 15px;
background-color: #0077c8;
color: white;
border: none;
border-radius: 6px;
font-size: 18px;
font-weight: bold;
cursor: pointer;
transition: background-color 0.2s;
}
.ca-pay-calc-btn:hover {
background-color: #005fa3;
}
.ca-pay-results {
margin-top: 30px;
padding: 20px;
background-color: #f8f9fa;
border-radius: 8px;
display: none;
}
.ca-pay-result-row {
display: flex;
justify-content: space-between;
padding: 10px 0;
border-bottom: 1px solid #eee;
}
.ca-pay-result-row.total {
border-bottom: none;
font-weight: bold;
font-size: 20px;
color: #28a745;
margin-top: 10px;
}
.ca-article-section {
margin-top: 40px;
line-height: 1.6;
color: #444;
}
.ca-article-section h2 { color: #222; margin-top: 30px; }
.ca-article-section table { width: 100%; border-collapse: collapse; margin: 20px 0; }
.ca-article-section th, .ca-article-section td { border: 1px solid #ddd; padding: 12px; text-align: left; }
.ca-article-section th { background-color: #f2f2f2; }
Annual Gross Salary ($)
Filing Status
Single
Married Filing Jointly
Pay Frequency
Monthly (12)
Semi-Monthly (24)
Bi-Weekly (26)
Weekly (52)
Pre-Tax Deductions / Year ($)
Calculate Net Pay
Estimated Breakdown
Annual Gross
$0.00
Federal Income Tax
-$0.00
Social Security (6.2%)
-$0.00
Medicare (1.45%)
-$0.00
CA State Tax
-$0.00
CA SDI (1.1%)
-$0.00
Annual Take Home
$0.00
Per Paycheck
$0.00
Understanding California Take Home Pay
Calculating your take-home pay in California is more complex than in most other states. California has some of the highest progressive income tax rates in the United States, along with unique mandatory deductions like the State Disability Insurance (SDI). This calculator provides a precise estimate based on 2024 tax brackets and regulations.
Major Deductions Explained
Federal Income Tax: Calculated based on IRS brackets ranging from 10% to 37% after your standard deduction.FICA Taxes: This includes Social Security (6.2% up to the 2024 limit of $168,600) and Medicare (1.45% on all earnings).California State Income Tax: California uses a progressive system with 10 brackets, starting at 1% and reaching up to 13.3% for top earners.CA SDI: California State Disability Insurance. For 2024, the contribution rate is 1.1%. Notably, the taxable wage limit for SDI was removed effective January 1, 2024, meaning it applies to all earned income.
2024 California Income Tax Brackets (Single Filers)
Taxable Income Range
Tax Rate
$0 – $10,412 1% $10,412 – $24,684 2% $24,684 – $38,959 4% $38,959 – $54,081 6% $54,081 – $68,350 8% $68,350 – $349,137 9.3%
Example Calculation
If you earn $100,000 annually in Los Angeles or San Francisco as a single filer:
Federal Tax: Approximately $14,260.FICA (SS + Medicare): $7,650.CA State Tax: Approximately $6,100 (after CA standard deduction).CA SDI: $1,100 (1.1%).Estimated Take Home: ~$70,890 annually or $5,907 monthly .
Ways to Increase Your Take Home Pay
While you cannot avoid mandatory taxes, you can reduce your taxable income by contributing to pre-tax accounts like a 401(k), 403(b), or Health Savings Account (HSA). In California, contributions to traditional 401(k) plans reduce both your Federal and State taxable income, significantly lowering your overall tax burden.
function calculateCAPay() {
var gross = parseFloat(document.getElementById("annualGross").value) || 0;
var preTax = parseFloat(document.getElementById("preTaxDeductions").value) || 0;
var filingStatus = document.getElementById("filingStatus").value;
var frequency = parseInt(document.getElementById("payFrequency").value);
if (gross 200000) { medicareTax += (gross – 200000) * 0.009; } // Addl Medicare Tax
// 3. CA SDI (1.1% – No limit in 2024)
var sdiTax = gross * 0.011;
// 4. Federal Tax Calculation (2024 Brackets – Simplified Single/Married)
var fedTax = 0;
var fedStdDed = (filingStatus === "single") ? 14600 : 29200;
var fedTaxable = Math.max(0, taxableIncome – fedStdDed);
var fedBrackets;
if (filingStatus === "single") {
fedBrackets = [
{ limit: 11600, rate: 0.10 },
{ limit: 47150, rate: 0.12 },
{ limit: 100525, rate: 0.22 },
{ limit: 191950, rate: 0.24 },
{ limit: 243725, rate: 0.32 },
{ limit: 609350, rate: 0.35 },
{ limit: Infinity, rate: 0.37 }
];
} else {
fedBrackets = [
{ limit: 23200, rate: 0.10 },
{ limit: 94300, rate: 0.12 },
{ limit: 201050, rate: 0.22 },
{ limit: 383900, rate: 0.24 },
{ limit: 487450, rate: 0.32 },
{ limit: 731200, rate: 0.35 },
{ limit: Infinity, rate: 0.37 }
];
}
var prevLimit = 0;
for (var i = 0; i fedBrackets[i].limit) {
fedTax += (fedBrackets[i].limit – prevLimit) * fedBrackets[i].rate;
prevLimit = fedBrackets[i].limit;
} else {
fedTax += (fedTaxable – prevLimit) * fedBrackets[i].rate;
break;
}
}
// 5. CA State Tax Calculation (2024 Brackets – Simplified Single/Married)
var stateTax = 0;
var stateStdDed = (filingStatus === "single") ? 5363 : 10726;
var stateTaxable = Math.max(0, taxableIncome – stateStdDed);
var caBrackets;
if (filingStatus === "single") {
caBrackets = [
{ limit: 10412, rate: 0.01 },
{ limit: 24684, rate: 0.02 },
{ limit: 38959, rate: 0.04 },
{ limit: 54081, rate: 0.06 },
{ limit: 68350, rate: 0.08 },
{ limit: 349137, rate: 0.093 },
{ limit: 418961, rate: 0.103 },
{ limit: 698271, rate: 0.113 },
{ limit: Infinity, rate: 0.123 }
];
} else {
caBrackets = [
{ limit: 20824, rate: 0.01 },
{ limit: 49368, rate: 0.02 },
{ limit: 77918, rate: 0.04 },
{ limit: 108162, rate: 0.06 },
{ limit: 136700, rate: 0.08 },
{ limit: 698274, rate: 0.093 },
{ limit: 837922, rate: 0.103 },
{ limit: 1396542, rate: 0.113 },
{ limit: Infinity, rate: 0.123 }
];
}
var prevCaLimit = 0;
for (var j = 0; j caBrackets[j].limit) {
stateTax += (caBrackets[j].limit – prevCaLimit) * caBrackets[j].rate;
prevCaLimit = caBrackets[j].limit;
} else {
stateTax += (stateTaxable – prevCaLimit) * caBrackets[j].rate;
break;
}
}
// Mental Health Services Act Tax (1% on income over $1M)
if (taxableIncome > 1000000) {
stateTax += (taxableIncome – 1000000) * 0.01;
}
var totalDeductions = fedTax + ssTax + medicareTax + sdiTax + stateTax;
var annualNet = gross – totalDeductions – preTax;
var freqNet = annualNet / frequency;
// Display results
document.getElementById("resAnnualGross").innerText = "$" + gross.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2});
document.getElementById("resFedTax").innerText = "-$" + fedTax.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2});
document.getElementById("resSocSec").innerText = "-$" + ssTax.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2});
document.getElementById("resMedicare").innerText = "-$" + medicareTax.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2});
document.getElementById("resStateTax").innerText = "-$" + stateTax.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2});
document.getElementById("resSDI").innerText = "-$" + sdiTax.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2});
document.getElementById("resAnnualNet").innerText = "$" + annualNet.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2});
document.getElementById("resFreqNet").innerText = "$" + freqNet.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2});
var freqText = "Per Paycheck";
if (frequency === 12) freqText = "Monthly Net Pay";
if (frequency === 24) freqText = "Semi-Monthly Net Pay";
if (frequency === 26) freqText = "Bi-Weekly Net Pay";
if (frequency === 52) freqText = "Weekly Net Pay";
document.getElementById("resFreqLabel").innerText = freqText;
document.getElementById("caPayResults").style.display = "block";
}