Texas is one of the few states in the U.S. that does not impose a state income tax. This means that your take-home pay is generally higher than in states like California or New York. However, you are still responsible for Federal Income Tax and FICA (Social Security and Medicare).
2024 Federal Tax Brackets (Single Filers)
Your federal tax is calculated based on progressive brackets. Here is how the IRS taxes your income for 2024:
10% on income up to $11,600
12% on income between $11,601 and $47,150
22% on income between $47,151 and $100,525
24% on income between $100,526 and $191,950
Calculation Example
If you earn $80,000 annually in Dallas, Texas, and file as Single:
Gross Annual: $80,000
Standard Deduction (2024): -$14,600
Taxable Income: $65,400
FICA Taxes: Roughly $6,120 (7.65% of gross)
Federal Income Tax: Calculated based on the $65,400 taxable amount.
State Tax: $0 (Texas Benefit)
Why Use This Calculator?
Moving to Texas often involves a shift in financial planning. Because there is no state tax, your "sticker" salary goes further. This tool helps you estimate exactly what will hit your bank account every pay period, accounting for the latest 2024 federal tax laws and the specific tax environment of Texas.
function calculateTexasPay() {
var grossInput = parseFloat(document.getElementById('grossPay').value);
var frequency = parseFloat(document.getElementById('payFrequency').value);
var filingStatus = document.getElementById('filingStatus').value;
var periodDeductions = parseFloat(document.getElementById('preTaxDeductions').value) || 0;
if (isNaN(grossInput) || grossInput <= 0) {
alert("Please enter a valid gross pay amount.");
return;
}
// Convert everything to Annual for calculation
var annualGross = (frequency === 1) ? grossInput : (grossInput * frequency);
var annualDeductions = periodDeductions * (frequency === 1 ? 1 : frequency);
// Standard Deductions 2024
var standardDeduction = 14600; // Single
if (filingStatus === 'married') standardDeduction = 29200;
if (filingStatus === 'head') standardDeduction = 21900;
var taxableIncome = Math.max(0, annualGross – annualDeductions – standardDeduction);
// Federal Tax Calculation (2024 Progressive Brackets)
var fedTax = 0;
if (filingStatus === 'single') {
fedTax = calculateFedTax(taxableIncome, [11600, 47150, 100525, 191950, 243725, 609350], [0.10, 0.12, 0.22, 0.24, 0.32, 0.35, 0.37]);
} else if (filingStatus === 'married') {
fedTax = calculateFedTax(taxableIncome, [23200, 94300, 201050, 383900, 487450, 731200], [0.10, 0.12, 0.22, 0.24, 0.32, 0.35, 0.37]);
} else {
fedTax = calculateFedTax(taxableIncome, [16550, 63100, 100500, 191950, 243700, 609350], [0.10, 0.12, 0.22, 0.24, 0.32, 0.35, 0.37]);
}
// FICA (Social Security cap 2024 is $168,600)
var ssTax = Math.min(annualGross, 168600) * 0.062;
var medTax = annualGross * 0.0145;
// Divide back to period
var periodFreq = (frequency === 1) ? 1 : frequency;
var periodGross = annualGross / periodFreq;
var periodFedTax = fedTax / periodFreq;
var periodSS = ssTax / periodFreq;
var periodMed = medTax / periodFreq;
var periodNet = periodGross – periodFedTax – periodSS – periodMed – periodDeductions;
// Display Results
document.getElementById('resPeriodGross').innerText = formatCurrency(periodGross);
document.getElementById('resFedTax').innerText = "-" + formatCurrency(periodFedTax);
document.getElementById('resSS').innerText = "-" + formatCurrency(periodSS);
document.getElementById('resMed').innerText = "-" + formatCurrency(periodMed);
document.getElementById('resDeductions').innerText = "-" + formatCurrency(periodDeductions);
document.getElementById('resNetPay').innerText = formatCurrency(periodNet);
document.getElementById('resultsArea').style.display = 'block';
}
function calculateFedTax(income, brackets, rates) {
var tax = 0;
var previousBracket = 0;
for (var i = 0; i brackets[i]) {
tax += (brackets[i] – previousBracket) * rates[i];
previousBracket = brackets[i];
} else {
tax += (income – previousBracket) * rates[i];
return tax;
}
}
tax += (income – previousBracket) * rates[rates.length – 1];
return tax;
}
function formatCurrency(num) {
return "$" + num.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2});
}