Unadjusted Rate of Return Calculator

Unadjusted Rate of Return Calculator body { font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; line-height: 1.6; color: #333; max-width: 800px; margin: 0 auto; padding: 20px; } .calculator-container { background-color: #f8f9fa; border: 1px solid #e9ecef; border-radius: 8px; padding: 30px; margin-bottom: 40px; box-shadow: 0 4px 6px rgba(0,0,0,0.05); } .calculator-title { text-align: center; color: #2c3e50; margin-bottom: 25px; font-size: 24px; font-weight: 700; } .input-group { margin-bottom: 20px; } .input-group label { display: block; margin-bottom: 8px; font-weight: 600; color: #495057; } .input-group input { width: 100%; padding: 12px; border: 1px solid #ced4da; border-radius: 4px; font-size: 16px; box-sizing: border-box; /* Fixes padding issues */ } .input-group input:focus { border-color: #4dabf7; outline: none; box-shadow: 0 0 0 3px rgba(77, 171, 247, 0.2); } .calc-btn { display: block; width: 100%; padding: 15px; background-color: #007bff; color: white; border: none; border-radius: 4px; font-size: 18px; font-weight: 600; cursor: pointer; transition: background-color 0.2s; } .calc-btn:hover { background-color: #0056b3; } .results-box { margin-top: 25px; background-color: #ffffff; border: 1px solid #dee2e6; border-radius: 4px; padding: 20px; display: none; /* Hidden by default */ } .result-item { display: flex; justify-content: space-between; margin-bottom: 10px; padding-bottom: 10px; border-bottom: 1px solid #eee; } .result-item:last-child { border-bottom: none; margin-bottom: 0; padding-bottom: 0; } .result-label { color: #6c757d; } .result-value { font-weight: 700; color: #212529; } .main-result { font-size: 28px; color: #28a745; text-align: center; margin-bottom: 20px; padding-bottom: 20px; border-bottom: 2px solid #f1f1f1; } .content-section { margin-top: 50px; } h2 { color: #2c3e50; margin-top: 30px; border-bottom: 2px solid #007bff; padding-bottom: 10px; display: inline-block; } h3 { color: #495057; margin-top: 25px; } p, li { font-size: 16px; margin-bottom: 15px; } ul { padding-left: 20px; } .example-box { background-color: #e9ecef; padding: 15px; border-left: 4px solid #007bff; margin: 20px 0; }
Unadjusted Rate of Return Calculator
ARR: 0.00%
Average Annual Profit: $0.00
Average Investment Value: $0.00
Total Depreciation: $0.00
function calculateARR() { // 1. Get input values using var var initialInvestment = parseFloat(document.getElementById('initialInvestment').value); var scrapValue = parseFloat(document.getElementById('scrapValue').value); var totalCashInflow = parseFloat(document.getElementById('totalCashInflow').value); var usefulLife = parseFloat(document.getElementById('usefulLife').value); // 2. Validate inputs if (isNaN(initialInvestment) || initialInvestment < 0) { alert("Please enter a valid Initial Investment."); return; } if (isNaN(scrapValue) || scrapValue < 0) { scrapValue = 0; // Default to 0 if empty } if (isNaN(totalCashInflow) || totalCashInflow < 0) { alert("Please enter the Total Estimated Cash Inflow."); return; } if (isNaN(usefulLife) || usefulLife <= 0) { alert("Please enter a valid Useful Life (greater than 0 years)."); return; } // 3. Perform Calculations // Total Depreciation = Initial Cost – Scrap Value var totalDepreciation = initialInvestment – scrapValue; // Total Net Profit = Total Cash Inflow – Total Depreciation // Note: Some simplified versions use Net Income inputs directly, but deriving it from Cash Inflow is more precise for this tool. var totalNetProfit = totalCashInflow – totalDepreciation; // Average Annual Profit = Total Net Profit / Life Years var averageAnnualProfit = totalNetProfit / usefulLife; // Average Investment = (Initial Investment + Scrap Value) / 2 var averageInvestment = (initialInvestment + scrapValue) / 2; // Prevent division by zero if (averageInvestment === 0) { alert("Average Investment cannot be zero."); return; } // Unadjusted Rate of Return (ARR) = (Average Annual Profit / Average Investment) * 100 var arrPercentage = (averageAnnualProfit / averageInvestment) * 100; // 4. Update the DOM document.getElementById('arrResult').innerHTML = arrPercentage.toFixed(2) + "%"; document.getElementById('avgProfitResult').innerHTML = "$" + averageAnnualProfit.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2}); document.getElementById('avgInvResult').innerHTML = "$" + averageInvestment.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2}); document.getElementById('depreciationResult').innerHTML = "$" + totalDepreciation.toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2}); // Show results document.getElementById('resultBox').style.display = "block"; }

What is the Unadjusted Rate of Return?

The Unadjusted Rate of Return, commonly referred to as the Accounting Rate of Return (ARR), is a capital budgeting metric used to estimate the profitability of an asset or investment. Unlike more complex metrics like Internal Rate of Return (IRR) or Net Present Value (NPV), the unadjusted rate focuses on accounting profitability rather than cash flow timing.

It calculates the return percentage based on the average annual net income generated by the investment divided by the average capital invested. It is called "unadjusted" because it does not adjust for the time value of money—meaning a dollar earned five years from now is treated as equal to a dollar earned today.

The Formula

The standard formula used in this calculator is:

ARR = (Average Annual Profit / Average Investment) × 100

Where:

  • Average Annual Profit = (Total Cash Inflows – Total Depreciation) / Useful Life
  • Average Investment = (Initial Investment + Scrap Value) / 2

Example Calculation

Imagine a manufacturing company plans to buy a new machine. Here are the details:

  • Initial Investment: $100,000
  • Scrap Value (after 5 years): $10,000
  • Total Cash Inflow (over 5 years): $160,000
  • Useful Life: 5 Years

Step 1: Calculate Depreciation
$100,000 (Cost) – $10,000 (Scrap) = $90,000 Total Depreciation

Step 2: Calculate Average Annual Profit
Total Profit = $160,000 (Inflow) – $90,000 (Depreciation) = $70,000
Annual Profit = $70,000 / 5 Years = $14,000

Step 3: Calculate Average Investment
($100,000 + $10,000) / 2 = $55,000

Step 4: Calculate ARR
($14,000 / $55,000) × 100 = 25.45%

Why Use This Metric?

Despite ignoring the time value of money, the Unadjusted Rate of Return remains popular for several reasons:

  • Simplicity: It is easy to calculate and understand without complex financial software.
  • Comparison: It provides a quick way to compare multiple project options against a minimum required rate of return.
  • Accounting Alignment: Since it uses depreciation and net income, it aligns closely with financial statements and accounting data.

Limitations to Consider

When using this calculator, remember that the Unadjusted Rate of Return does not account for inflation or the timing of cash flows. Projects that return money earlier are generally preferred in finance, but ARR treats early and late returns identically. Therefore, it is best used as a preliminary screening tool alongside NPV or IRR analysis.

Leave a Comment