Used Car Interest Rates 2023 Calculator

House Flip ROI Calculator

Estimate profit and investment returns for real estate flips

Acquisition & Rehab

Typically 2-5% of purchase price

Holding & Sale

Utilities, insurance, loan interest, taxes
Agent fees + closing costs (usually 6-10%)
Total Investment
$0
Net Profit
$0
ROI
0%

Breakdown:

Total Holding Costs: $0
Selling Expenses: $0
Total Cost Basis: $0
function calculateFlip() { // Get input values var purchase = parseFloat(document.getElementById('purchasePrice').value) || 0; var rehab = parseFloat(document.getElementById('repairCosts').value) || 0; var closingBuy = parseFloat(document.getElementById('closingCostsBuy').value) || 0; var sellingPrice = parseFloat(document.getElementById('arv').value) || 0; var monthlyHold = parseFloat(document.getElementById('monthlyHolding').value) || 0; var months = parseFloat(document.getElementById('monthsHeld').value) || 0; var commissionRate = parseFloat(document.getElementById('agentCommission').value) || 0; // Calculations var totalHoldingCosts = monthlyHold * months; var sellingExpenses = sellingPrice * (commissionRate / 100); // Total Cash Invested (Cost Basis) var totalInvestment = purchase + rehab + closingBuy + totalHoldingCosts + sellingExpenses; // Net Profit var netProfit = sellingPrice – totalInvestment; // ROI Calculation: (Net Profit / Total Costs) * 100 // Note: Some investors calculate ROI based on "Cash Invested" (down payment + repairs), // but for a general flip calc, return on total project cost is often used to measure project efficiency. // Here we use Return on Total Cost. var roi = 0; if (totalInvestment > 0) { roi = (netProfit / totalInvestment) * 100; } // Formatting currency var formatter = new Intl.NumberFormat('en-US', { style: 'currency', currency: 'USD', minimumFractionDigits: 0, maximumFractionDigits: 0, }); // Update DOM document.getElementById('totalInvestedDisplay').innerHTML = formatter.format(totalInvestment); document.getElementById('netProfitDisplay').innerHTML = formatter.format(netProfit); document.getElementById('roiDisplay').innerHTML = roi.toFixed(2) + '%'; document.getElementById('displayHolding').innerHTML = formatter.format(totalHoldingCosts); document.getElementById('displaySellingExp').innerHTML = formatter.format(sellingExpenses); document.getElementById('displayCostBasis').innerHTML = formatter.format(totalInvestment); // Color coding for profit var profitDiv = document.getElementById('netProfitDisplay'); if (netProfit < 0) { profitDiv.style.color = '#c0392b'; // Red } else { profitDiv.style.color = '#27ae60'; // Green } // Show result document.getElementById('resultSection').style.display = 'block'; }

Understanding House Flipping ROI

Calculating the Return on Investment (ROI) for a house flip is critical for real estate investors to ensure a project is worth the risk and effort. Unlike a simple buy-and-hold strategy, flipping involves complex variables including renovation costs, holding periods, and transaction fees that can quickly eat into profit margins.

The 70% Rule in Real Estate

Many experienced flippers use the 70% Rule as a quick screening tool. This rule suggests that an investor should pay no more than 70% of the After Repair Value (ARV) of a property minus the repairs needed.

Formula: (ARV × 0.70) – Repairs = Maximum Purchase Price

While our calculator above provides a detailed breakdown, keeping the 70% rule in mind helps ensure you build enough margin to cover unforeseen costs.

Key Metrics Defined

  • ARV (After Repair Value): The estimated value of the property once all renovations are complete. This is arguably the most important number in your calculation.
  • Holding Costs: These are often overlooked by beginners. They include property taxes, insurance, utilities, and most importantly, the interest payments on hard money loans or lines of credit during the renovation period.
  • Selling Costs: When you sell the flipped home, you typically pay for both the buyer's and seller's agent commissions (often 5-6% total), plus transfer taxes and closing fees.

What is a Good ROI for Flipping Houses?

While every investor has different goals, a common benchmark for a successful flip is an ROI of 15% to 20% or higher. However, because flipping carries significant risk (market downturns, unexpected structural issues), many investors aim for a net profit of at least $25,000 to $30,000 per deal to justify the time commitment.

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